FNDF vs ILOW

AFNDF

BILOW

Measures won2–2level · of 6 · 5Y

$10,000 · 5Y$19,326FNDF · VEA $15,147

Lowest cost0.03%VEA · $3 on $10k

Most income2.99%FNDF · $299 on $10k

Smallest drop−9.8%ILOW · worst fall in 1Y

Held in common16.1%FNDF and ILOW

FNDF

ILOW

Schwab Fundamental International Large Company Index ETF · $26.0BAlliance Bernstein - AB International Low Volatility Equity ETF · $1.9B

+25.6%3 years · per year$19,830 · […][…]

+14.1%5 years · per year$19,326 · […][…]

0.25%Expense ratio$25 · $50 on $10k · lower wins0.50%

2.99%12-mo yield$299 · $148 on $10k1.48%

−10.6%Worst dropSmaller wins−9.8%

16.4%VolatilityLower wins14.3%

2–2Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFNDF · ILOW

2.9%SHEL.L2.0%

1.8%TTE.PA1.2%

1.0%ROP.SW2.1%

0.7%NOVN.SW2.0%

Held in common16.1%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$26.0B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B
4	BILOW	Alliance Bernstein - AB International Low Volatility Equity ETFRead Desk	0.50%	1.48%	−2.2%	+8.5%	+12.6%	new	new	−9.8%	$1.9B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$26.0B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B
4	BILOW	Alliance Bernstein - AB International Low Volatility Equity ETFRead Desk	0.50%	1.48%	−2.2%	+8.5%	+12.6%	new	new	−9.8%	$1.9B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNDF vs ILOW

FNDF

Schwab Fundamental International Large Company Index

$19,326

ILOW

Alliance Bernstein - AB International Low Volatility Equity

[…]

MeasureFNDFILOW

Fee0.25%0.50%

Cost on $10k a year$25$50

Yield2.99%1.48%

5 years, per year+14.1%[…]

3 years, per year+25.6%[…]

Worst drop · 1Y−10.6%−9.8%

Volatility · 1Y16.4%14.3%

2–2measures won
level

16.1%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+7.9%

IXUSiShares

+8.2%

+7.9%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 5, 2026

VEA vs IEFA

YTD

VanguardVEA

+10.2%

IEFAiShares

+8.5%

+10.2%Year to date+8.5%

2.5%Yield3.4%

$232BAssets$189B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: FNDF, ILOW, VXUS, VEA

Today

60.4%most shared, FNDF and VEA

FNDFILOWVXUSVEA

FNDF—16.1%7.1%60.4%

ILOW16.1%—0.9%17.0%

VXUS7.1%0.9%—8.4%

VEA60.4%17.0%8.4%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$274most kept, FNDF

FNDF$299 − $25 = $274

VEA$250 − $3 = $247

VXUS$246 − $5 = $241

ILOW$148 − $50 = $98

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee