FNDF vs IPOS

AFNDF

BIPOS

Measures won6–0FNDF wins · of 6 · 5Y

$10,000 · 5Y$18,637FNDF · VT $15,649

Lowest cost0.06%VT · $6 on $10k

Most income3.47%IEFA · $347 on $10k

Smallest drop−9.7%VT · worst fall in 1Y

Held in common0.0%FNDF and IPOS

FNDF

IPOS

Schwab Fundamental International Large Company Index ETF · $25.2BRenaissance International IPO ETF · $9M

+23.6%3 years · per year$18,863 · $14,037+12.0%

+13.3%5 years · per year$18,637 · $6,132−9.3%

0.25%Expense ratio$25 · $80 on $10k · lower wins0.80%

3.10%12-mo yield$310 · $83 on $10k0.83%

−10.6%Worst dropSmaller wins−33.2%

16.6%VolatilityLower wins35.7%

6–0FNDF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFNDF · IPOS

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$25.2B
2	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	+0.2%	+8.5%	+10.4%	+20.7%	+9.4%	−9.7%	$81.8B
3	IEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.47%	−0.8%	+7.7%	+11.9%	+18.5%	+7.8%	−11.5%	$187.1B
4	BIPOS	Renaissance International IPO ETFRead Desk	0.80%	0.83%	−1.8%	+3.7%	+1.7%	+12.0%	−9.3%	−33.2%	$9M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$25.2B
2	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	+0.2%	+8.5%	+10.4%	+20.7%	+9.4%	−9.7%	$81.8B
3	IEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.47%	−0.8%	+7.7%	+11.9%	+18.5%	+7.8%	−11.5%	$187.1B
4	BIPOS	Renaissance International IPO ETFRead Desk	0.80%	0.83%	−1.8%	+3.7%	+1.7%	+12.0%	−9.3%	−33.2%	$9M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNDF vs IPOS

FNDF

Schwab Fundamental International Large Company Index

$18,636

IPOS

Renaissance International IPO

$6,132

MeasureFNDFIPOS

Fee0.25%0.80%

Cost on $10k a year$25$80

Yield3.10%0.83%

5 years, per year+13.3%−9.3%

3 years, per year+23.6%+12.0%

Worst drop · 1Y−10.6%−33.2%

Volatility · 1Y16.6%35.7%

6–0measures won
FNDF first

0.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$187B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: FNDF, IPOS, VT, IEFA

Today

58.2%most shared, FNDF and IEFA

FNDFIPOSVTIEFA

FNDF—0.0%19.9%58.2%

IPOS0.0%—0.0%0.0%

VT19.9%0.0%—18.0%

IEFA58.2%0.0%18.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$340most kept, IEFA

IEFA$347 − $7 = $340

FNDF$310 − $25 = $285

VT$159 − $6 = $153

IPOS$83 − $80 = $3

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee