FNDF vs ISCF

AFNDF

BISCF

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$18,637FNDF · VXUS $14,758

Lowest cost0.05%VXUS · $5 on $10k

Most income3.66%ISCF · $366 on $10k

Smallest drop−10.6%FNDF · worst fall in 1Y

Held in common3.9%FNDF and ISCF

FNDF

ISCF

Schwab Fundamental International Large Company Index ETF · $25.2BiShares International Small-Cap Equity Factor ETF · $698M

+23.6%3 years · per year$18,863 · $17,134+19.7%

+13.3%5 years · per year$18,637 · $14,159+7.2%

0.25%Expense ratio$25 · $24 on $10k · lower wins0.24%

3.10%12-mo yield$310 · $366 on $10k3.66%

−10.6%Worst dropSmaller wins−11.3%

16.6%VolatilityLower wins15.9%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFNDF · ISCF

0.2%RNO.PA0.2%

0.2%CA.PA0.2%

0.1%FME.DE0.2%

0.1%KGF.L0.1%

Held in common3.9%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$25.2B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B
3	BISCF	iShares International Small-Cap Equity Factor ETFRead Desk	0.24%	3.66%	+2.7%	+8.3%	+15.0%	+19.7%	+7.2%	−11.3%	$698M
4	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.41%	+3.1%	+11.7%	+13.1%	+19.9%	+6.5%	−17.8%	$142.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$25.2B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B
3	BISCF	iShares International Small-Cap Equity Factor ETFRead Desk	0.24%	3.66%	+2.7%	+8.3%	+15.0%	+19.7%	+7.2%	−11.3%	$698M
4	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.41%	+3.1%	+11.7%	+13.1%	+19.9%	+6.5%	−17.8%	$142.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNDF vs ISCF

FNDF

Schwab Fundamental International Large Company Index

$18,636

ISCF

iShares International Small-Cap Equity Factor

$14,159

MeasureFNDFISCF

Fee0.25%0.24%

Cost on $10k a year$25$24

Yield3.10%3.66%

5 years, per year+13.3%+7.2%

3 years, per year+23.6%+19.7%

Worst drop · 1Y−10.6%−11.3%

Volatility · 1Y16.6%15.9%

3–3measures won
level

3.9%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+11.1%

IXUSiShares

+11.6%

+11.1%Year to date+11.6%

2.4%Yield3.0%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 9, 2026

VWO vs IEMG

YTD

VanguardVWO

+5.6%

IEMGiShares

+11.7%

+5.6%Year to date+11.7%

2.2%Yield2.4%

$125BAssets$142B

2–0IEMG wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.1%

VIGVanguard

+14.8%

+33.1%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: FNDF, ISCF, IEMG, VXUS

Today

47.3%most shared, FNDF and VXUS

FNDFISCFIEMGVXUS

FNDF—3.9%5.9%47.3%

ISCF3.9%—0.1%2.6%

IEMG5.9%0.1%—24.8%

VXUS47.3%2.6%24.8%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$342most kept, ISCF

ISCF$366 − $24 = $342

FNDF$310 − $25 = $285

VXUS$239 − $5 = $234

IEMG$241 − $9 = $232

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee