FNDF vs IVV

AFNDF

BIVV

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$19,326FNDF · IVV $18,118

Lowest cost0.03%IVV · $3 on $10k

Most income2.99%FNDF · $299 on $10k

Smallest drop−8.9%IVV · worst fall in 1Y

Held in common0.4%FNDF and IVV

FNDF

IVV

Schwab Fundamental International Large Company Index ETF · $25.9BiShares Core S&P 500 ETF · $887B

+25.6%3 years · per year$19,830 · $19,178+24.2%

+14.1%5 years · per year$19,326 · $18,118+12.6%

0.25%Expense ratio$25 · $3 on $10k · lower wins0.03%

2.99%12-mo yield$299 · $109 on $10k1.09%

−10.6%Worst dropSmaller wins−8.9%

16.4%VolatilityLower wins12.9%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFNDF · IVV

0.1%MDT0.2%

0.2%NXPI0.1%

0.1%GRMN0.1%

0.0%SW0.0%

Held in common0.4%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.9B
2	BIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.09%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$886.8B
3	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.05%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$1.00T
4	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.41%	+2.1%	+14.4%	+18.9%	+22.5%	+9.7%	−11.6%	$231.6B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.9B
2	BIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.09%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$886.8B
3	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.05%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$1.00T
4	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.41%	+2.1%	+14.4%	+18.9%	+22.5%	+9.7%	−11.6%	$231.6B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNDF vs IVV

FNDF

Schwab Fundamental International Large Company Index

$19,326

IVV

iShares Core S&P 500

$18,118

MeasureFNDFIVV

Fee0.25%0.03%

Cost on $10k a year$25$3

Yield2.99%1.09%

5 years, per year+14.1%+12.6%

3 years, per year+25.6%+24.2%

Worst drop · 1Y−10.6%−8.9%

Volatility · 1Y16.4%12.9%

3–3measures won
level

0.4%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VEA vs IEFA

YTD

VanguardVEA

+14.4%

IEFAiShares

+11.9%

+14.4%Year to date+11.9%

2.4%Yield3.3%

$232BAssets$193B

1–1level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

Overlap: FNDF, IVV, VOO, VEA

Today

94.5%most shared, IVV and VOO

FNDFIVVVOOVEA

FNDF—0.4%0.4%60.4%

IVV0.4%—94.5%0.0%

VOO0.4%94.5%—0.0%

VEA60.4%0.0%0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$274most kept, FNDF

FNDF$299 − $25 = $274

VEA$241 − $3 = $238

IVV$109 − $3 = $106

VOO$105 − $3 = $102

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee