FNDF vs IVV

AFNDF

BIVV

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$19,326FNDF · IVV $17,151

Lowest cost0.03%IVV · $3 on $10k

Most income2.99%FNDF · $299 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common0.4%FNDF and IVV

FNDF

IVV

Schwab Fundamental International Large Company Index ETF · $26.0BiShares Core S&P 500 ETF · $850B

+25.6%3 years · per year$19,830 · $18,221+22.1%

+14.1%5 years · per year$19,326 · $17,151+11.4%

0.25%Expense ratio$25 · $3 on $10k · lower wins0.03%

2.99%12-mo yield$299 · $114 on $10k1.14%

−10.6%Worst dropSmaller wins−8.9%

16.4%VolatilityLower wins13.6%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFNDF · IVV

0.1%MDT0.2%

0.2%NXPI0.1%

0.1%GRMN0.1%

0.0%SW0.0%

Held in common0.4%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$26.0B
2	BIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$850.0B
3	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$26.0B
2	BIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$850.0B
3	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNDF vs IVV

FNDF

Schwab Fundamental International Large Company Index

$19,326

IVV

iShares Core S&P 500

$17,152

MeasureFNDFIVV

Fee0.25%0.03%

Cost on $10k a year$25$3

Yield2.99%1.14%

5 years, per year+14.1%+11.4%

3 years, per year+25.6%+22.1%

Worst drop · 1Y−10.6%−8.9%

Volatility · 1Y16.4%13.6%

3–3measures won
level

0.4%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VXUS vs IXUS

YTD

VanguardVXUS

+7.9%

IXUSiShares

+8.2%

+7.9%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026

Overlap: FNDF, IVV, VXUS, SPY

Today

99.9%most shared, IVV and SPY

FNDFIVVVXUSSPY

FNDF—0.4%7.1%0.4%

IVV0.4%—0.0%99.9%

VXUS7.1%0.0%—0.0%

SPY0.4%99.9%0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$274most kept, FNDF

FNDF$299 − $25 = $274

VXUS$246 − $5 = $241

IVV$114 − $3 = $111

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee