FNDF vs LCTD

AFNDF

BLCTD

Measures won4–2FNDF wins · of 6 · 5Y

$10,000 · 5Y$19,326FNDF · VEA $15,147

Lowest cost0.03%VEA · $3 on $10k

Most income3.37%LCTD · $337 on $10k

Smallest drop−10.6%FNDF · worst fall in 1Y

Held in common39.3%FNDF and LCTD

FNDF

LCTD

Schwab Fundamental International Large Company Index ETF · $26.0BiShares World ex U.S. Carbon Transition Readiness Aware Active ETF · $316M

+25.6%3 years · per year$19,830 · $16,602+18.4%

+14.1%5 years · per year$19,326 · $14,010+7.0%

0.25%Expense ratio$25 · $37 on $10k · lower wins0.37%

2.99%12-mo yield$299 · $337 on $10k3.37%

−10.6%Worst dropSmaller wins−10.9%

16.4%VolatilityLower wins15.6%

4–2FNDF wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFNDF · LCTD

1.0%HSBA.L1.1%

2.9%SHEL.L0.9%

1.8%TTE.PA0.9%

1.0%BHP.AX0.8%

Held in common39.3%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$26.0B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
3	BLCTD	iShares World ex U.S. Carbon Transition Readiness Aware Active ETFRead Desk	0.37%	3.37%	−2.7%	+7.7%	+12.1%	+18.4%	+7.0%	−10.9%	$316M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$26.0B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
3	BLCTD	iShares World ex U.S. Carbon Transition Readiness Aware Active ETFRead Desk	0.37%	3.37%	−2.7%	+7.7%	+12.1%	+18.4%	+7.0%	−10.9%	$316M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNDF vs LCTD

FNDF

Schwab Fundamental International Large Company Index

$19,326

LCTD

iShares World ex U.S. Carbon Transition Readiness Aware Active

$14,010

MeasureFNDFLCTD

Fee0.25%0.37%

Cost on $10k a year$25$37

Yield2.99%3.37%

5 years, per year+14.1%+7.0%

3 years, per year+25.6%+18.4%

Worst drop · 1Y−10.6%−10.9%

Volatility · 1Y16.4%15.6%

4–2measures won
FNDF first

39.3%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+10.2%

IEFAiShares

+8.5%

+10.2%Year to date+8.5%

2.5%Yield3.4%

$232BAssets$189B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: FNDF, LCTD, VEA

Today

60.4%most shared, FNDF and VEA

FNDFLCTDVEA

FNDF—39.3%60.4%

LCTD39.3%—44.3%

VEA60.4%44.3%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$300most kept, LCTD

LCTD$337 − $37 = $300

FNDF$299 − $25 = $274

VEA$250 − $3 = $247

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee