FNDF vs SCHF

AFNDF

BSCHF

Measures won4–2FNDF wins · of 6 · 5Y

$10,000 · 5Y$18,637FNDF · SCHF $15,397

Lowest cost0.03%SCHF · $3 on $10k

Most income3.19%SCHF · $319 on $10k

Smallest drop−10.6%FNDF · worst fall in 1Y

Held in common65.9%FNDF and SCHF

FNDF

SCHF

Schwab Fundamental International Large Company Index ETF · $26.0BSchwab International Equity ETF · $67.8B

+23.6%3 years · per year$18,863 · $17,419+20.3%

+13.3%5 years · per year$18,637 · $15,397+9.0%

0.25%Expense ratio$25 · $3 on $10k · lower wins0.03%

3.10%12-mo yield$310 · $319 on $10k3.19%

−10.6%Worst dropSmaller wins−11.5%

16.6%VolatilityLower wins18.2%

4–2FNDF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFNDF · SCHF

2.4%005930.KS2.4%

2.9%SHEL.L1.0%

1.0%ROP.SW1.2%

1.0%HSBA.L1.0%

Held in common65.9%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$26.0B
2	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.19%	−0.3%	+10.4%	+15.3%	+20.3%	+9.0%	−11.5%	$67.8B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B
4	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.49%	+2.1%	+8.3%	+8.8%	+19.3%	+6.0%	−17.8%	$139.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$26.0B
2	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.19%	−0.3%	+10.4%	+15.3%	+20.3%	+9.0%	−11.5%	$67.8B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B
4	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.49%	+2.1%	+8.3%	+8.8%	+19.3%	+6.0%	−17.8%	$139.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNDF vs SCHF

FNDF

Schwab Fundamental International Large Company Index

$18,636

SCHF

Schwab International Equity

$15,397

MeasureFNDFSCHF

Fee0.25%0.03%

Cost on $10k a year$25$3

Yield3.10%3.19%

5 years, per year+13.3%+9.0%

3 years, per year+23.6%+20.3%

Worst drop · 1Y−10.6%−11.5%

Volatility · 1Y16.6%18.2%

4–2measures won
FNDF first

65.9%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+8.1%

IXUSiShares

+8.2%

+8.1%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 6, 2026

VWO vs IEMG

YTD

VanguardVWO

+3.2%

IEMGiShares

+8.3%

+3.2%Year to date+8.3%

2.2%Yield2.5%

$125BAssets$139B

2–0IEMG wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: FNDF, SCHF, IEMG, VXUS

Today

65.9%most shared, FNDF and SCHF

FNDFSCHFIEMGVXUS

FNDF—65.9%5.9%47.3%

SCHF65.9%—8.2%61.8%

IEMG5.9%8.2%—24.8%

VXUS47.3%61.8%24.8%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$316most kept, SCHF

SCHF$319 − $3 = $316

FNDF$310 − $25 = $285

VXUS$245 − $5 = $240

IEMG$249 − $9 = $240

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee