FNDF vs SCHF

AFNDF

BSCHF

Measures won4–2FNDF wins · of 6 · 5Y

$10,000 · 5Y$19,326FNDF · VT $15,576

Lowest cost0.03%SCHF · $3 on $10k

Most income3.18%SCHF · $318 on $10k

Smallest drop−9.7%VT · worst fall in 1Y

Held in common65.8%FNDF and SCHF

FNDF

SCHF

Schwab Fundamental International Large Company Index ETF · $25.9BSchwab International Equity ETF · $68.2B

+25.6%3 years · per year$19,830 · $17,665+20.9%

+14.1%5 years · per year$19,326 · $15,351+8.9%

0.25%Expense ratio$25 · $3 on $10k · lower wins0.03%

2.99%12-mo yield$299 · $318 on $10k3.18%

−10.6%Worst dropSmaller wins−11.5%

16.4%VolatilityLower wins18.2%

4–2FNDF wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFNDF · SCHF

2.6%005930.KS2.6%

1.0%ROP.SW1.2%

2.9%SHEL.L1.0%

1.0%HSBA.L1.1%

Held in common65.8%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.9B
2	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	−4.1%	+8.2%	+10.7%	+21.0%	+9.3%	−9.7%	$81.8B
3	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.18%	−3.7%	+10.8%	+16.4%	+20.9%	+8.9%	−11.5%	$68.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.9B
2	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	−4.1%	+8.2%	+10.7%	+21.0%	+9.3%	−9.7%	$81.8B
3	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.18%	−3.7%	+10.8%	+16.4%	+20.9%	+8.9%	−11.5%	$68.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNDF vs SCHF

FNDF

Schwab Fundamental International Large Company Index

$19,326

SCHF

Schwab International Equity

$15,351

MeasureFNDFSCHF

Fee0.25%0.03%

Cost on $10k a year$25$3

Yield2.99%3.18%

5 years, per year+14.1%+8.9%

3 years, per year+25.6%+20.9%

Worst drop · 1Y−10.6%−11.5%

Volatility · 1Y16.4%18.2%

4–2measures won
FNDF first

65.8%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: FNDF, SCHF, VT

Today

65.8%most shared, FNDF and SCHF

FNDFSCHFVT

FNDF—65.8%20.0%

SCHF65.8%—22.6%

VT20.0%22.6%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$315most kept, SCHF

SCHF$318 − $3 = $315

FNDF$299 − $25 = $274

VT$159 − $6 = $153

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee