FNDF vs SFTX

AFNDF

BSFTX

Measures won2–0FNDF wins · of 6 · 5Y

$10,000 · 5Y$18,872FNDF · IEFA $14,909

Lowest cost0.05%VXUS · $5 on $10k

Most income3.36%IEFA · $336 on $10k

Smallest drop−10.6%FNDF · worst fall in 1Y

Held in common0.2%FNDF and SFTX

FNDF

SFTX

Schwab Fundamental International Large Company Index ETF · $25.2BHorizon International Managed Risk ETF · $749M

+23.7%3 years · per year$18,931 · […][…]

+13.5%5 years · per year$18,872 · […][…]

0.25%Expense ratio$25 · $82 on $10k · lower wins0.82%

3.03%12-mo yield$303 · $21 on $10k0.21%

−10.6%Worst dropSmaller wins[…]

16.7%VolatilityLower wins[…]

2–0FNDF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFNDF · SFTX

0.1%CCEP0.2%

0.0%TIGO0.1%

0.0%SPOT0.4%

0.0%AER0.3%

Held in common0.2%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.03%	+2.4%	+20.2%	+27.8%	+23.7%	+13.5%	−10.6%	$25.2B
2	IEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.36%	+3.2%	+11.1%	+15.8%	+18.9%	+8.3%	−11.5%	$187.1B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B
4	BSFTX	Horizon International Managed Risk ETFRead Desk	0.82%	0.21%	+3.0%	+16.2%	new	new	new	[…]	$749M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.03%	+2.4%	+20.2%	+27.8%	+23.7%	+13.5%	−10.6%	$25.2B
2	IEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.36%	+3.2%	+11.1%	+15.8%	+18.9%	+8.3%	−11.5%	$187.1B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B
4	BSFTX	Horizon International Managed Risk ETFRead Desk	0.82%	0.21%	+3.0%	+16.2%	new	new	new	[…]	$749M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNDF vs SFTX

FNDF

Schwab Fundamental International Large Company Index

$18,872

SFTX

Horizon International Managed Risk

[…]

MeasureFNDFSFTX

Fee0.25%0.82%

Cost on $10k a year$25$82

Yield3.03%0.21%

5 years, per year+13.5%[…]

3 years, per year+23.7%[…]

Worst drop · 1Y−10.6%[…]

Volatility · 1Y16.7%[…]

2–0measures won
FNDF first

0.2%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+11.1%

IXUSiShares

+11.5%

+11.1%Year to date+11.5%

2.4%Yield3.0%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 9, 2026

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$187B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: FNDF, SFTX, IEFA, VXUS

Today

58.0%most shared, FNDF and IEFA

FNDFSFTXIEFAVXUS

FNDF—0.2%58.0%47.3%

SFTX0.2%—0.7%0.1%

IEFA58.0%0.7%—49.8%

VXUS47.3%0.1%49.8%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$329most kept, IEFA

IEFA$336 − $7 = $329

FNDF$303 − $25 = $278

VXUS$239 − $5 = $234

SFTX$21 − $82 = −$61

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee