FNDF vs TPIF

AFNDF

BTPIF

Measures won4–2FNDF wins · of 6 · 5Y

$10,000 · 5Y$19,326FNDF · TPIF $14,586

Lowest cost0.09%IEMG · $9 on $10k

Most income2.99%FNDF · $299 on $10k

Smallest drop−10.2%TPIF · worst fall in 1Y

Held in common35.6%FNDF and TPIF

FNDF

TPIF

Schwab Fundamental International Large Company Index ETF · $25.9BTimothy Plan International ETF · $269M

+25.6%3 years · per year$19,830 · $17,636+20.8%

+14.1%5 years · per year$19,326 · $14,586+7.8%

0.25%Expense ratio$25 · $62 on $10k · lower wins0.62%

2.99%12-mo yield$299 · $271 on $10k2.71%

−10.6%Worst dropSmaller wins−10.2%

16.4%VolatilityLower wins15.1%

4–2FNDF wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFNDF · TPIF

0.4%IBE.MC0.5%

0.4%AI.PA0.5%

0.4%ZURN.SW0.5%

1.8%TTE.PA0.4%

Held in common35.6%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.9B
2	BTPIF	Timothy Plan International ETFRead Desk	0.62%	2.71%	−2.1%	+10.0%	+15.4%	+20.8%	+7.8%	−10.2%	$269M
3	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.54%	−5.6%	+6.0%	+7.5%	+18.9%	+5.3%	−17.8%	$147.8B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.9B
2	BTPIF	Timothy Plan International ETFRead Desk	0.62%	2.71%	−2.1%	+10.0%	+15.4%	+20.8%	+7.8%	−10.2%	$269M
3	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.54%	−5.6%	+6.0%	+7.5%	+18.9%	+5.3%	−17.8%	$147.8B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNDF vs TPIF

FNDF

Schwab Fundamental International Large Company Index

$19,326

TPIF

Timothy Plan International

$14,586

MeasureFNDFTPIF

Fee0.25%0.62%

Cost on $10k a year$25$62

Yield2.99%2.71%

5 years, per year+14.1%+7.8%

3 years, per year+25.6%+20.8%

Worst drop · 1Y−10.6%−10.2%

Volatility · 1Y16.4%15.1%

4–2measures won
FNDF first

35.6%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VWO vs IEMG

YTD

VanguardVWO

+1.2%

IEMGiShares

+6.0%

+1.2%Year to date+6.0%

2.2%Yield2.5%

$125BAssets$148B

2–0IEMG wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: FNDF, TPIF, IEMG

Today

35.6%most shared, FNDF and TPIF

FNDFTPIFIEMG

FNDF—35.6%6.2%

TPIF35.6%—3.0%

IEMG6.2%3.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$274most kept, FNDF

FNDF$299 − $25 = $274

IEMG$254 − $9 = $245

TPIF$271 − $62 = $209

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee