FNDF vs TPIF

AFNDF

BTPIF

Measures won4–2FNDF wins · of 6 · 5Y

$10,000 · 5Y$18,637FNDF · VT $15,649

Lowest cost0.03%VEA · $3 on $10k

Most income3.10%FNDF · $310 on $10k

Smallest drop−9.7%VT · worst fall in 1Y

Held in common35.6%FNDF and TPIF

FNDF

TPIF

Schwab Fundamental International Large Company Index ETF · $26.0BTimothy Plan International ETF · $270M

+23.6%3 years · per year$18,863 · $17,307+20.1%

+13.3%5 years · per year$18,637 · $14,546+7.8%

0.25%Expense ratio$25 · $62 on $10k · lower wins0.62%

3.10%12-mo yield$310 · $274 on $10k2.74%

−10.6%Worst dropSmaller wins−10.2%

16.6%VolatilityLower wins15.1%

4–2FNDF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFNDF · TPIF

0.4%IBE.MC0.5%

0.4%AI.PA0.5%

0.4%ZURN.SW0.5%

0.4%ENEL.MI0.4%

Held in common35.6%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$26.0B
2	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	+0.2%	+8.5%	+10.4%	+20.7%	+9.4%	−9.7%	$81.8B
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
4	BTPIF	Timothy Plan International ETFRead Desk	0.62%	2.74%	−0.9%	+9.0%	+13.2%	+20.1%	+7.8%	−10.2%	$270M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$26.0B
2	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	+0.2%	+8.5%	+10.4%	+20.7%	+9.4%	−9.7%	$81.8B
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
4	BTPIF	Timothy Plan International ETFRead Desk	0.62%	2.74%	−0.9%	+9.0%	+13.2%	+20.1%	+7.8%	−10.2%	$270M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNDF vs TPIF

FNDF

Schwab Fundamental International Large Company Index

$18,636

TPIF

Timothy Plan International

$14,546

MeasureFNDFTPIF

Fee0.25%0.62%

Cost on $10k a year$25$62

Yield3.10%2.74%

5 years, per year+13.3%+7.8%

3 years, per year+23.6%+20.1%

Worst drop · 1Y−10.6%−10.2%

Volatility · 1Y16.6%15.1%

4–2measures won
FNDF first

35.6%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$189B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: FNDF, TPIF, VEA, VT

Today

59.8%most shared, FNDF and VEA

FNDFTPIFVEAVT

FNDF—35.6%59.8%19.9%

TPIF35.6%—34.0%11.5%

VEA59.8%34.0%—23.3%

VT19.9%11.5%23.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$285most kept, FNDF

FNDF$310 − $25 = $285

VEA$251 − $3 = $248

TPIF$274 − $62 = $212

VT$159 − $6 = $153

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee