FNDF vs VOO

AFNDF

BVOO

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$18,872FNDF · IVV $17,545

Lowest cost0.03%VOO · $3 on $10k

Most income3.03%FNDF · $303 on $10k

Smallest drop−8.9%IVV · worst fall in 1Y

Held in common0.4%FNDF and VOO

FNDF

VOO

Schwab Fundamental International Large Company Index ETF · $25.2BVanguard S&P 500 ETF · $1.00T

+23.7%3 years · per year$18,931 · $18,159+22.0%

+13.5%5 years · per year$18,872 · $17,543+11.9%

0.25%Expense ratio$25 · $3 on $10k · lower wins0.03%

3.03%12-mo yield$303 · $107 on $10k1.07%

−10.6%Worst dropSmaller wins−8.9%

16.7%VolatilityLower wins13.7%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFNDF · VOO

0.1%MDT0.2%

0.1%NXPI0.1%

0.1%GRMN0.1%

0.0%SW0.0%

Held in common0.4%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.03%	+2.4%	+20.2%	+27.8%	+23.7%	+13.5%	−10.6%	$25.2B
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$852.9B
3	BVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
4	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.42%	+2.9%	+11.4%	+12.8%	+19.8%	+6.4%	−17.8%	$142.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.03%	+2.4%	+20.2%	+27.8%	+23.7%	+13.5%	−10.6%	$25.2B
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$852.9B
3	BVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
4	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.42%	+2.9%	+11.4%	+12.8%	+19.8%	+6.4%	−17.8%	$142.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNDF vs VOO

FNDF

Schwab Fundamental International Large Company Index

$18,872

VOO

Vanguard S&P 500

$17,543

MeasureFNDFVOO

Fee0.25%0.03%

Cost on $10k a year$25$3

Yield3.03%1.07%

5 years, per year+13.5%+11.9%

3 years, per year+23.7%+22.0%

Worst drop · 1Y−10.6%−8.9%

Volatility · 1Y16.7%13.7%

3–3measures won
level

0.4%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VWO vs IEMG

YTD

VanguardVWO

+5.6%

IEMGiShares

+11.4%

+5.6%Year to date+11.4%

2.2%Yield2.4%

$125BAssets$142B

2–0IEMG wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: FNDF, VOO, IEMG, IVV

Today

92.7%most shared, VOO and IVV

FNDFVOOIEMGIVV

FNDF—0.4%5.7%0.4%

VOO0.4%—0.0%92.7%

IEMG5.7%0.0%—0.0%

IVV0.4%92.7%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$278most kept, FNDF

FNDF$303 − $25 = $278

IEMG$242 − $9 = $233

IVV$111 − $3 = $108

VOO$107 − $3 = $104

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee