FNDF vs VSS

AFNDF

BVSS

Measures won4–2FNDF wins · of 6 · 5Y

$10,000 · 5Y$18,637FNDF · VXUS $14,489

Lowest cost0.05%VXUS · $5 on $10k

Most income3.11%VSS · $311 on $10k

Smallest drop−10.6%FNDF · worst fall in 1Y

Held in common2.4%FNDF and VSS

FNDF

VSS

Schwab Fundamental International Large Company Index ETF · $26.0BVanguard FTSE All-World ex-US Small-Cap ETF · $11.6B

+23.6%3 years · per year$18,863 · $15,668+16.1%

+13.3%5 years · per year$18,637 · $12,222+4.1%

0.25%Expense ratio$25 · $6 on $10k · lower wins0.06%

3.10%12-mo yield$310 · $311 on $10k3.11%

−10.6%Worst dropSmaller wins−11.6%

16.6%VolatilityLower wins17.1%

4–2FNDF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFNDF · VSS

0.1%WPP.L0.1%

0.1%TEP.PA0.1%

0.1%TKA.DE0.2%

0.1%VOE.VI0.2%

Held in common2.4%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$26.0B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B
3	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.49%	+2.1%	+8.3%	+8.8%	+19.3%	+6.0%	−17.8%	$139.4B
4	BVSS	Vanguard FTSE All-World ex-US Small-Cap ETFRead Desk	0.06%	3.11%	−0.4%	+2.0%	+6.2%	+16.1%	+4.1%	−11.6%	$11.6B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$26.0B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B
3	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.49%	+2.1%	+8.3%	+8.8%	+19.3%	+6.0%	−17.8%	$139.4B
4	BVSS	Vanguard FTSE All-World ex-US Small-Cap ETFRead Desk	0.06%	3.11%	−0.4%	+2.0%	+6.2%	+16.1%	+4.1%	−11.6%	$11.6B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNDF vs VSS

FNDF

Schwab Fundamental International Large Company Index

$18,636

VSS

Vanguard FTSE All-World ex-US Small-Cap

$12,222

MeasureFNDFVSS

Fee0.25%0.06%

Cost on $10k a year$25$6

Yield3.10%3.11%

5 years, per year+13.3%+4.1%

3 years, per year+23.6%+16.1%

Worst drop · 1Y−10.6%−11.6%

Volatility · 1Y16.6%17.1%

4–1measures won
FNDF first

2.4%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+8.1%

IXUSiShares

+8.2%

+8.1%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 6, 2026

VWO vs IEMG

YTD

VanguardVWO

+3.2%

IEMGiShares

+8.3%

+3.2%Year to date+8.3%

2.2%Yield2.5%

$125BAssets$139B

2–0IEMG wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: FNDF, VSS, VXUS, IEMG

Today

47.3%most shared, FNDF and VXUS

FNDFVSSVXUSIEMG

FNDF—2.4%47.3%5.9%

VSS2.4%—2.2%4.2%

VXUS47.3%2.2%—24.8%

IEMG5.9%4.2%24.8%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$305most kept, VSS

VSS$311 − $6 = $305

FNDF$310 − $25 = $285

VXUS$245 − $5 = $240

IEMG$249 − $9 = $240

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee