FNDF vs VTI

AFNDF

BVTI

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$18,872FNDF · IVV $17,545

Lowest cost0.03%VTI · $3 on $10k

Most income3.03%FNDF · $303 on $10k

Smallest drop−8.9%IVV · worst fall in 1Y

Held in common0.3%FNDF and VTI

FNDF

VTI

Schwab Fundamental International Large Company Index ETF · $25.2BVanguard Morningstar Total Stock Market ETF · $689B

+23.7%3 years · per year$18,931 · $18,090+21.8%

+13.5%5 years · per year$18,872 · $16,697+10.8%

0.25%Expense ratio$25 · $3 on $10k · lower wins0.03%

3.03%12-mo yield$303 · $106 on $10k1.06%

−10.6%Worst dropSmaller wins−8.9%

16.7%VolatilityLower wins13.9%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFNDF · VTI

0.1%MDT0.2%

0.1%GRMN0.1%

0.0%SW0.0%

0.0%TT0.1%

Held in common0.3%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.03%	+2.4%	+20.2%	+27.8%	+23.7%	+13.5%	−10.6%	$25.2B
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$852.9B
3	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B
4	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.03%	+2.4%	+20.2%	+27.8%	+23.7%	+13.5%	−10.6%	$25.2B
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$852.9B
3	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B
4	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNDF vs VTI

FNDF

Schwab Fundamental International Large Company Index

$18,872

VTI

Vanguard Morningstar Total Stock Market

$16,697

MeasureFNDFVTI

Fee0.25%0.03%

Cost on $10k a year$25$3

Yield3.03%1.06%

5 years, per year+13.5%+10.8%

3 years, per year+23.7%+21.8%

Worst drop · 1Y−10.6%−8.9%

Volatility · 1Y16.7%13.9%

3–3measures won
level

0.3%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 9, 2026

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$187B

1–1level

End-of-day Nov 9, 2026

Overlap: FNDF, VTI, VEA, IVV

Today

86.0%most shared, VTI and IVV

FNDFVTIVEAIVV

FNDF—0.3%59.8%0.4%

VTI0.3%—0.0%86.0%

VEA59.8%0.0%—0.0%

IVV0.4%86.0%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$278most kept, FNDF

FNDF$303 − $25 = $278

VEA$244 − $3 = $241

IVV$111 − $3 = $108

VTI$106 − $3 = $103

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee