FNDF vs VTI

AFNDF

BVTI

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$19,326FNDF · VOO $17,156

Lowest cost0.03%VTI · $3 on $10k

Most income2.99%FNDF · $299 on $10k

Smallest drop−8.9%VOO · worst fall in 1Y

Held in common0.3%FNDF and VTI

FNDF

VTI

Schwab Fundamental International Large Company Index ETF · $25.9BVanguard Morningstar Total Stock Market ETF · $689B

+25.6%3 years · per year$19,830 · $18,113+21.9%

+14.1%5 years · per year$19,326 · $16,332+10.3%

0.25%Expense ratio$25 · $3 on $10k · lower wins0.03%

2.99%12-mo yield$299 · $110 on $10k1.10%

−10.6%Worst dropSmaller wins−8.9%

16.4%VolatilityLower wins13.7%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFNDF · VTI

0.1%MDT0.2%

0.1%GRMN0.1%

0.0%SW0.0%

0.0%TT0.1%

Held in common0.3%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.9B
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
3	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.9%	+21.9%	+10.3%	−8.9%	$689.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.9B
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
3	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.9%	+21.9%	+10.3%	−8.9%	$689.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNDF vs VTI

FNDF

Schwab Fundamental International Large Company Index

$19,326

VTI

Vanguard Morningstar Total Stock Market

$16,332

MeasureFNDFVTI

Fee0.25%0.03%

Cost on $10k a year$25$3

Yield2.99%1.10%

5 years, per year+14.1%+10.3%

3 years, per year+25.6%+21.9%

Worst drop · 1Y−10.6%−8.9%

Volatility · 1Y16.4%13.7%

3–3measures won
level

0.3%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.4%

ITOTiShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$689BAssets$97.0B

0–0level

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 5, 2026

Overlap: FNDF, VTI, VOO

Today

89.0%most shared, VTI and VOO

FNDFVTIVOO

FNDF—0.3%0.4%

VTI0.3%—89.0%

VOO0.4%89.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$274most kept, FNDF

FNDF$299 − $25 = $274

VOO$110 − $3 = $107

VTI$110 − $3 = $107

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee