FNDF vs VXUS

AFNDF

BVXUS

Measures won5–1FNDF wins · of 6 · 5Y

$10,000 · 5Y$22,353GLD · FNDF $18,637

Lowest cost0.05%VXUS · $5 on $10k

Most income3.10%FNDF · $310 on $10k

Smallest drop−10.6%FNDF · worst fall in 1Y

Held in common47.3%FNDF and VXUS

FNDF

VXUS

Schwab Fundamental International Large Company Index ETF · $26.0BVanguard Total International Stock ETF · $163B

+23.6%3 years · per year$18,863 · $16,925+19.2%

+13.3%5 years · per year$18,637 · $14,489+7.7%

0.25%Expense ratio$25 · $5 on $10k · lower wins0.05%

3.10%12-mo yield$310 · $245 on $10k2.45%

−10.6%Worst dropSmaller wins−11.3%

16.6%VolatilityLower wins17.6%

5–1FNDF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFNDF · VXUS

2.4%005930.KS2.0%

1.0%HSBA.L0.8%

1.0%ROP.SW0.7%

2.9%SHEL.L0.6%

Held in common47.3%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	GLD	SPDR Gold SharesRead Desk	0.40%	0.00%	−0.8%	−6.0%	+1.6%	+26.6%	+17.5%	−28.3%	$135.0B
2	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$26.0B
3	BVXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B
4	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.49%	+2.1%	+8.3%	+8.8%	+19.3%	+6.0%	−17.8%	$139.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	GLD	SPDR Gold SharesRead Desk	0.40%	0.00%	−0.8%	−6.0%	+1.6%	+26.6%	+17.5%	−28.3%	$135.0B
2	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$26.0B
3	BVXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B
4	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.49%	+2.1%	+8.3%	+8.8%	+19.3%	+6.0%	−17.8%	$139.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNDF vs VXUS

FNDF

Schwab Fundamental International Large Company Index

$18,636

VXUS

Vanguard Total International Stock

$14,489

MeasureFNDFVXUS

Fee0.25%0.05%

Cost on $10k a year$25$5

Yield3.10%2.45%

5 years, per year+13.3%+7.7%

3 years, per year+23.6%+19.2%

Worst drop · 1Y−10.6%−11.3%

Volatility · 1Y16.6%17.6%

5–1measures won
FNDF first

47.3%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+8.1%

IXUSiShares

+8.2%

+8.1%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 6, 2026

VWO vs IEMG

YTD

VanguardVWO

+3.2%

IEMGiShares

+8.3%

+3.2%Year to date+8.3%

2.2%Yield2.5%

$125BAssets$139B

2–0IEMG wins

End-of-day Nov 6, 2026

GLDM vs GLD

YTD

SPDRGLDM

−5.8%

GLDSPDR

−6.0%

−5.8%Year to date−6.0%

0.10% · $10Fee · on $10k a year0.40% · $40

$30.5BAssets$135B

2–0GLDM wins

End-of-day Nov 6, 2026

Overlap: FNDF, VXUS, GLD, IEMG

Today

47.3%most shared, FNDF and VXUS

FNDFVXUSGLDIEMG

FNDF—47.3%[…]5.9%

VXUS47.3%—[…]24.8%

GLD[…][…]—[…]

IEMG5.9%24.8%[…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$285most kept, FNDF

FNDF$310 − $25 = $285

VXUS$245 − $5 = $240

IEMG$249 − $9 = $240

GLD$0 − $40 = −$40

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee