FNDF vs VXUS

AFNDF

BVXUS

Measures won5–1FNDF wins · of 6 · 5Y

$10,000 · 5Y$19,326FNDF · VOO $18,115

Lowest cost0.03%VOO · $3 on $10k

Most income2.99%FNDF · $299 on $10k

Smallest drop−8.9%VOO · worst fall in 1Y

Held in common47.5%FNDF and VXUS

FNDF

VXUS

Schwab Fundamental International Large Company Index ETF · $25.9BVanguard Total International Stock ETF · $163B

+25.6%3 years · per year$19,830 · $17,726+21.0%

+14.1%5 years · per year$19,326 · $15,003+8.5%

0.25%Expense ratio$25 · $5 on $10k · lower wins0.05%

2.99%12-mo yield$299 · $237 on $10k2.37%

−10.6%Worst dropSmaller wins−11.3%

16.4%VolatilityLower wins17.3%

5–1FNDF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFNDF · VXUS

2.6%005930.KS2.0%

1.0%HSBA.L0.8%

1.0%ROP.SW0.7%

3.0%SHEL.L0.6%

Held in common47.5%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.9B
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.05%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$1.00T
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.41%	+2.1%	+14.4%	+18.9%	+22.5%	+9.7%	−11.6%	$231.6B
4	BVXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.37%	+2.0%	+12.0%	+15.0%	+21.0%	+8.5%	−11.3%	$163.2B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.9B
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.05%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$1.00T
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.41%	+2.1%	+14.4%	+18.9%	+22.5%	+9.7%	−11.6%	$231.6B
4	BVXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.37%	+2.0%	+12.0%	+15.0%	+21.0%	+8.5%	−11.3%	$163.2B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNDF vs VXUS

FNDF

Schwab Fundamental International Large Company Index

$19,326

VXUS

Vanguard Total International Stock

$15,003

MeasureFNDFVXUS

Fee0.25%0.05%

Cost on $10k a year$25$5

Yield2.99%2.37%

5 years, per year+14.1%+8.5%

3 years, per year+25.6%+21.0%

Worst drop · 1Y−10.6%−11.3%

Volatility · 1Y16.4%17.3%

5–1measures won
FNDF first

47.5%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VXUS vs IXUS

YTD

VanguardVXUS

+12.0%

IXUSiShares

+12.4%

+12.0%Year to date+12.4%

2.4%Yield3.0%

$163BAssets$58.4B

2–0IXUS wins

End-of-day Nov 4, 2026

VEA vs IEFA

YTD

VanguardVEA

+14.4%

IEFAiShares

+11.9%

+14.4%Year to date+11.9%

2.4%Yield3.3%

$232BAssets$193B

1–1level

End-of-day Nov 4, 2026

Overlap: FNDF, VXUS, VOO, VEA

Today

65.4%most shared, VXUS and VEA

FNDFVXUSVOOVEA

FNDF—47.5%0.4%60.4%

VXUS47.5%—0.0%65.4%

VOO0.4%0.0%—0.0%

VEA60.4%65.4%0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$274most kept, FNDF

FNDF$299 − $25 = $274

VEA$241 − $3 = $238

VXUS$237 − $5 = $232

VOO$105 − $3 = $102

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee