FNDF vs IEFA

AFNDF

BIEFA

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$18,637FNDF · IEFA $14,591

Lowest cost0.07%IEFA · $7 on $10k

Most income3.47%IEFA · $347 on $10k

Smallest drop−10.6%FNDF · worst fall in 1Y

Held in common58.2%FNDF and IEFA

FNDF

IEFA

Schwab Fundamental International Large Company Index ETF · $26.0BiShares Core MSCI EAFE ETF · $189B

+23.6%3 years · per year$18,863 · $16,646+18.5%

+13.3%5 years · per year$18,637 · $14,591+7.8%

0.25%Expense ratio$25 · $7 on $10k · lower wins0.07%

3.10%12-mo yield$310 · $347 on $10k3.47%

−10.6%Worst dropSmaller wins−11.5%

16.6%VolatilityLower wins16.2%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFNDF · IEFA

2.9%SHEL.L1.2%

1.0%ROP.SW1.3%

1.0%HSBA.L1.2%

1.3%7203.T0.8%

Held in common58.2%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$26.0B
2	BIEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.47%	−0.8%	+7.7%	+11.9%	+18.5%	+7.8%	−11.5%	$188.8B
3	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.49%	+2.1%	+8.3%	+8.8%	+19.3%	+6.0%	−17.8%	$139.4B
4	WCMI	First Trust WCM International Equity ETFRead Desk	0.85%	0.58%	+0.8%	+5.8%	+7.9%	new	new	−12.5%	$2.1B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$26.0B
2	BIEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.47%	−0.8%	+7.7%	+11.9%	+18.5%	+7.8%	−11.5%	$188.8B
3	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.49%	+2.1%	+8.3%	+8.8%	+19.3%	+6.0%	−17.8%	$139.4B
4	WCMI	First Trust WCM International Equity ETFRead Desk	0.85%	0.58%	+0.8%	+5.8%	+7.9%	new	new	−12.5%	$2.1B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNDF vs IEFA

FNDF

Schwab Fundamental International Large Company Index

$18,636

IEFA

iShares Core MSCI EAFE

$14,591

MeasureFNDFIEFA

Fee0.25%0.07%

Cost on $10k a year$25$7

Yield3.10%3.47%

5 years, per year+13.3%+7.8%

3 years, per year+23.6%+18.5%

Worst drop · 1Y−10.6%−11.5%

Volatility · 1Y16.6%16.2%

3–3measures won
level

58.2%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$189B

1–1level

End-of-day Nov 6, 2026

VWO vs IEMG

YTD

VanguardVWO

+3.2%

IEMGiShares

+8.3%

+3.2%Year to date+8.3%

2.2%Yield2.5%

$125BAssets$139B

2–0IEMG wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: FNDF, WCMI, IEFA, IEMG

Today

58.2%most shared, FNDF and IEFA

FNDFWCMIIEFAIEMG

FNDF—6.6%58.2%5.9%

WCMI6.6%—4.0%9.4%

IEFA58.2%4.0%—0.0%

IEMG5.9%9.4%0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$340most kept, IEFA

IEFA$347 − $7 = $340

FNDF$310 − $25 = $285

IEMG$249 − $9 = $240

WCMI$58 − $85 = −$27

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee