FNDF vs IEMG

AFNDF

BIEMG

Measures won5–1FNDF wins · of 6 · 5Y

$10,000 · 5Y$19,326FNDF · IEFA $14,620

Lowest cost0.07%IEFA · $7 on $10k

Most income3.44%IEFA · $344 on $10k

Smallest drop−10.6%FNDF · worst fall in 1Y

Held in common6.2%FNDF and IEMG

FNDF

IEMG

Schwab Fundamental International Large Company Index ETF · $25.9BiShares Core MSCI Emerging Markets ETF · $148B

+25.6%3 years · per year$19,830 · $16,804+18.9%

+14.1%5 years · per year$19,326 · $12,929+5.3%

0.25%Expense ratio$25 · $9 on $10k · lower wins0.09%

2.99%12-mo yield$299 · $254 on $10k2.54%

−10.6%Worst dropSmaller wins−17.8%

16.4%VolatilityLower wins25.5%

5–1FNDF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFNDF · IEMG

2.6%005930.KS6.0%

0.4%000660.KS4.5%

0.3%005935.KS0.8%

0.2%005380.KS0.2%

Held in common6.2%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.9B
2	IEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.44%	−3.0%	+8.5%	+13.5%	+19.2%	+7.9%	−11.5%	$193.1B
3	BIEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.54%	−5.6%	+6.0%	+7.5%	+18.9%	+5.3%	−17.8%	$147.8B
4	WCMI	First Trust WCM International Equity ETFRead Desk	0.85%	0.59%	−3.8%	+4.9%	+8.3%	new	new	−12.5%	$2.1B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.9B
2	IEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.44%	−3.0%	+8.5%	+13.5%	+19.2%	+7.9%	−11.5%	$193.1B
3	BIEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.54%	−5.6%	+6.0%	+7.5%	+18.9%	+5.3%	−17.8%	$147.8B
4	WCMI	First Trust WCM International Equity ETFRead Desk	0.85%	0.59%	−3.8%	+4.9%	+8.3%	new	new	−12.5%	$2.1B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNDF vs IEMG

FNDF

Schwab Fundamental International Large Company Index

$19,326

IEMG

iShares Core MSCI Emerging Markets

$12,929

MeasureFNDFIEMG

Fee0.25%0.09%

Cost on $10k a year$25$9

Yield2.99%2.54%

5 years, per year+14.1%+5.3%

3 years, per year+25.6%+18.9%

Worst drop · 1Y−10.6%−17.8%

Volatility · 1Y16.4%25.5%

5–1measures won
FNDF first

6.2%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+10.2%

IEFAiShares

+8.5%

+10.2%Year to date+8.5%

2.5%Yield3.4%

$232BAssets$193B

1–1level

End-of-day Nov 5, 2026

VWO vs IEMG

YTD

VanguardVWO

+1.2%

IEMGiShares

+6.0%

+1.2%Year to date+6.0%

2.2%Yield2.5%

$125BAssets$148B

2–0IEMG wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: FNDF, WCMI, IEFA, IEMG

Today

57.8%most shared, FNDF and IEFA

FNDFWCMIIEFAIEMG

FNDF—6.8%57.8%6.2%

WCMI6.8%—4.0%10.2%

IEFA57.8%4.0%—0.0%

IEMG6.2%10.2%0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$337most kept, IEFA

IEFA$344 − $7 = $337

FNDF$299 − $25 = $274

IEMG$254 − $9 = $245

WCMI$59 − $85 = −$26

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee