IEFA vs FNDF

AIEFA

BFNDF

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$19,326FNDF · VEA $15,893

Lowest cost0.03%VEA · $3 on $10k

Most income3.34%IEFA · $334 on $10k

Smallest drop−10.6%FNDF · worst fall in 1Y

Held in common57.5%IEFA and FNDF

IEFA

FNDF

iShares Core MSCI EAFE ETF · $193BSchwab Fundamental International Large Company Index ETF · $25.9B

+20.6%3 years · per year$17,523 · $19,830+25.6%

+8.8%5 years · per year$15,228 · $19,326+14.1%

0.07%Expense ratio$7 · $25 on $10k · lower wins0.25%

3.34%12-mo yield$334 · $299 on $10k2.99%

−11.5%Worst dropSmaller wins−10.6%

16.0%VolatilityLower wins16.4%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsIEFA · FNDF

1.2%SHEL.L3.0%

1.3%ROP.SW1.0%

1.2%HSBA.L1.0%

0.8%BHP.AX1.0%

Held in common57.5%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.9B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.41%	+2.1%	+14.4%	+18.9%	+22.5%	+9.7%	−11.6%	$231.6B
3	AIEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.34%	+2.5%	+11.9%	+15.8%	+20.6%	+8.8%	−11.5%	$193.1B
4	WCMI	First Trust WCM International Equity ETFRead Desk	0.85%	0.56%	+1.8%	+9.1%	+10.8%	new	new	−12.5%	$2.1B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.9B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.41%	+2.1%	+14.4%	+18.9%	+22.5%	+9.7%	−11.6%	$231.6B
3	AIEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.34%	+2.5%	+11.9%	+15.8%	+20.6%	+8.8%	−11.5%	$193.1B
4	WCMI	First Trust WCM International Equity ETFRead Desk	0.85%	0.56%	+1.8%	+9.1%	+10.8%	new	new	−12.5%	$2.1B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IEFA vs FNDF

IEFA

iShares Core MSCI EAFE

$15,228

FNDF

Schwab Fundamental International Large Company Index

$19,326

MeasureIEFAFNDF

Fee0.07%0.25%

Cost on $10k a year$7$25

Yield3.34%2.99%

5 years, per year+8.8%+14.1%

3 years, per year+20.6%+25.6%

Worst drop · 1Y−11.5%−10.6%

Volatility · 1Y16.0%16.4%

3–3measures won
level

57.5%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

Overlap: FNDF, WCMI, IEFA, VEA

Today

71.5%most shared, IEFA and VEA

FNDFWCMIIEFAVEA

FNDF—6.8%57.5%60.4%

WCMI6.8%—4.1%6.1%

IEFA57.5%4.1%—71.5%

VEA60.4%6.1%71.5%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$327most kept, IEFA

IEFA$334 − $7 = $327

FNDF$299 − $25 = $274

VEA$241 − $3 = $238

WCMI$56 − $85 = −$29

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee