VEA vs FNDF

AVEA

BFNDF

Measures won1–5FNDF wins · of 6 · 5Y

$10,000 · 5Y$19,326FNDF · VEA $15,147

Lowest cost0.03%VEA · $3 on $10k

Most income3.44%IEFA · $344 on $10k

Smallest drop−10.6%FNDF · worst fall in 1Y

Held in common60.4%VEA and FNDF

VEA

FNDF

Vanguard FTSE Developed Markets ETF · $232BSchwab Fundamental International Large Company Index ETF · $25.9B

+20.9%3 years · per year$17,652 · $19,830+25.6%

+8.7%5 years · per year$15,147 · $19,326+14.1%

0.03%Expense ratio$3 · $25 on $10k · lower wins0.25%

2.50%12-mo yield$250 · $299 on $10k2.99%

−11.6%Worst dropSmaller wins−10.6%

18.1%VolatilityLower wins16.4%

1–5FNDF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVEA · FNDF

2.8%005930.KS2.6%

1.0%HSBA.L1.0%

0.9%ROP.SW1.0%

0.9%SHEL.L2.9%

Held in common60.4%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.9B
2	AVEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
3	IEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.44%	−3.0%	+8.5%	+13.5%	+19.2%	+7.9%	−11.5%	$193.1B
4	WCMI	First Trust WCM International Equity ETFRead Desk	0.85%	0.59%	−3.8%	+4.9%	+8.3%	new	new	−12.5%	$2.1B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.9B
2	AVEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
3	IEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.44%	−3.0%	+8.5%	+13.5%	+19.2%	+7.9%	−11.5%	$193.1B
4	WCMI	First Trust WCM International Equity ETFRead Desk	0.85%	0.59%	−3.8%	+4.9%	+8.3%	new	new	−12.5%	$2.1B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VEA vs FNDF

VEA

Vanguard FTSE Developed Markets

$15,147

FNDF

Schwab Fundamental International Large Company Index

$19,326

MeasureVEAFNDF

Fee0.03%0.25%

Cost on $10k a year$3$25

Yield2.50%2.99%

5 years, per year+8.7%+14.1%

3 years, per year+20.9%+25.6%

Worst drop · 1Y−11.6%−10.6%

Volatility · 1Y18.1%16.4%

5–1measures won
FNDF first

60.4%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: FNDF, WCMI, IEFA, VEA

Today

71.6%most shared, IEFA and VEA

FNDFWCMIIEFAVEA

FNDF—6.8%57.8%60.4%

WCMI6.8%—4.0%6.1%

IEFA57.8%4.0%—71.6%

VEA60.4%6.1%71.6%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$337most kept, IEFA

IEFA$344 − $7 = $337

FNDF$299 − $25 = $274

VEA$250 − $3 = $247

WCMI$59 − $85 = −$26

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee