FNDF vs IEFA

AFNDF

BIEFA

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$19,326FNDF · VT $15,576

Lowest cost0.06%VT · $6 on $10k

Most income3.44%IEFA · $344 on $10k

Smallest drop−9.7%VT · worst fall in 1Y

Held in common57.8%FNDF and IEFA

FNDF

IEFA

Schwab Fundamental International Large Company Index ETF · $26.0BiShares Core MSCI EAFE ETF · $189B

+25.6%3 years · per year$19,830 · $16,931+19.2%

+14.1%5 years · per year$19,326 · $14,620+7.9%

0.25%Expense ratio$25 · $7 on $10k · lower wins0.07%

2.99%12-mo yield$299 · $344 on $10k3.44%

−10.6%Worst dropSmaller wins−11.5%

16.4%VolatilityLower wins16.2%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFNDF · IEFA

2.9%SHEL.L1.2%

1.0%ROP.SW1.4%

1.0%HSBA.L1.2%

1.0%BHP.AX0.8%

Held in common57.8%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$26.0B
2	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	−4.1%	+8.2%	+10.7%	+21.0%	+9.3%	−9.7%	$81.8B
3	BIEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.44%	−3.0%	+8.5%	+13.5%	+19.2%	+7.9%	−11.5%	$188.8B
4	WCMI	First Trust WCM International Equity ETFRead Desk	0.85%	0.59%	−3.8%	+4.9%	+8.3%	new	new	−12.5%	$2.1B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$26.0B
2	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	−4.1%	+8.2%	+10.7%	+21.0%	+9.3%	−9.7%	$81.8B
3	BIEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.44%	−3.0%	+8.5%	+13.5%	+19.2%	+7.9%	−11.5%	$188.8B
4	WCMI	First Trust WCM International Equity ETFRead Desk	0.85%	0.59%	−3.8%	+4.9%	+8.3%	new	new	−12.5%	$2.1B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNDF vs IEFA

FNDF

Schwab Fundamental International Large Company Index

$19,326

IEFA

iShares Core MSCI EAFE

$14,620

MeasureFNDFIEFA

Fee0.25%0.07%

Cost on $10k a year$25$7

Yield2.99%3.44%

5 years, per year+14.1%+7.9%

3 years, per year+25.6%+19.2%

Worst drop · 1Y−10.6%−11.5%

Volatility · 1Y16.4%16.2%

3–3measures won
level

57.8%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+10.2%

IEFAiShares

+8.5%

+10.2%Year to date+8.5%

2.5%Yield3.4%

$232BAssets$189B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: FNDF, WCMI, IEFA, VT

Today

57.8%most shared, FNDF and IEFA

FNDFWCMIIEFAVT

FNDF—6.8%57.8%20.0%

WCMI6.8%—4.0%3.5%

IEFA57.8%4.0%—18.0%

VT20.0%3.5%18.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$337most kept, IEFA

IEFA$344 − $7 = $337

FNDF$299 − $25 = $274

VT$159 − $6 = $153

WCMI$59 − $85 = −$26

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee