FNDF vs IEMG

AFNDF

BIEMG

Measures won5–1FNDF wins · of 6 · 5Y

$10,000 · 5Y$18,637FNDF · IEMG $13,373

Lowest cost0.06%VWO · $6 on $10k

Most income3.10%FNDF · $310 on $10k

Smallest drop−10.6%FNDF · worst fall in 1Y

Held in common5.9%FNDF and IEMG

FNDF

IEMG

Schwab Fundamental International Large Company Index ETF · $26.0BiShares Core MSCI Emerging Markets ETF · $139B

+23.6%3 years · per year$18,863 · $16,988+19.3%

+13.3%5 years · per year$18,637 · $13,373+6.0%

0.25%Expense ratio$25 · $9 on $10k · lower wins0.09%

3.10%12-mo yield$310 · $249 on $10k2.49%

−10.6%Worst dropSmaller wins−17.8%

16.6%VolatilityLower wins25.5%

5–1FNDF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFNDF · IEMG

2.4%005930.KS5.6%

0.4%000660.KS4.1%

0.3%005935.KS0.8%

0.2%005380.KS0.2%

Held in common5.9%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$26.0B
2	BIEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.49%	+2.1%	+8.3%	+8.8%	+19.3%	+6.0%	−17.8%	$139.4B
3	VWO	Vanguard FTSE Emerging Markets ETFRead Desk	0.06%	2.20%	+1.9%	+3.2%	+3.2%	+16.3%	+4.8%	−11.5%	$125.4B
4	WCMI	First Trust WCM International Equity ETFRead Desk	0.85%	0.58%	+0.8%	+5.8%	+7.9%	new	new	−12.5%	$2.1B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$26.0B
2	BIEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.49%	+2.1%	+8.3%	+8.8%	+19.3%	+6.0%	−17.8%	$139.4B
3	VWO	Vanguard FTSE Emerging Markets ETFRead Desk	0.06%	2.20%	+1.9%	+3.2%	+3.2%	+16.3%	+4.8%	−11.5%	$125.4B
4	WCMI	First Trust WCM International Equity ETFRead Desk	0.85%	0.58%	+0.8%	+5.8%	+7.9%	new	new	−12.5%	$2.1B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNDF vs IEMG

FNDF

Schwab Fundamental International Large Company Index

$18,636

IEMG

iShares Core MSCI Emerging Markets

$13,373

MeasureFNDFIEMG

Fee0.25%0.09%

Cost on $10k a year$25$9

Yield3.10%2.49%

5 years, per year+13.3%+6.0%

3 years, per year+23.6%+19.3%

Worst drop · 1Y−10.6%−17.8%

Volatility · 1Y16.6%25.5%

5–1measures won
FNDF first

5.9%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: FNDF, WCMI, IEMG, VWO

Today

65.1%most shared, IEMG and VWO

FNDFWCMIIEMGVWO

FNDF—6.6%5.9%0.0%

WCMI6.6%—9.4%6.7%

IEMG5.9%9.4%—65.1%

VWO0.0%6.7%65.1%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$285most kept, FNDF

FNDF$310 − $25 = $285

IEMG$249 − $9 = $240

VWO$220 − $6 = $214

WCMI$58 − $85 = −$27

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee