FQAL vs SPY

AFQAL

BSPY

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,099SPY · FQAL $16,449

Lowest cost0.09%SPY · $9 on $10k

Most income1.19%FQAL · $119 on $10k

Smallest drop−8.4%FQAL · worst fall in 1Y

Held in common56.3%FQAL and SPY

FQAL

SPY

Fidelity Quality Factor ETF · $1.4BState Street SPDR S&P 500 ETF · $805B

+20.7%3 years · per year$17,584 · $18,174+22.0%

+10.5%5 years · per year$16,449 · $17,099+11.3%

0.15%Expense ratio$15 · $9 on $10k · lower wins0.09%

1.19%12-mo yield$119 · $103 on $10k1.03%

−8.4%Worst dropSmaller wins−8.9%

12.1%VolatilityLower wins13.6%

3–3Level

$10,000 · 5 yearsOne scale

Shared top holdingsFQAL · SPY

7.9%AAPL7.7%

7.3%NVDA7.3%

6.5%MSFT6.2%

4.4%GOOGL2.6%

Held in common56.3%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$804.8B
2	AFQAL	Fidelity Quality Factor ETFRead Desk		0.15%	1.19%	−3.7%	+8.9%	+10.8%	+20.7%	+10.5%	−8.4%	$1.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$804.8B
2	AFQAL	Fidelity Quality Factor ETFRead Desk		0.15%	1.19%	−3.7%	+8.9%	+10.8%	+20.7%	+10.5%	−8.4%	$1.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FQAL vs SPY

FQAL

Fidelity Quality Factor

$16,449

SPY

SPDR S&P 500

$17,099

MeasureFQALSPY

Fee0.15%0.09%

Cost on $10k a year$15$9

Yield1.19%1.03%

5 years, per year+10.5%+11.3%

3 years, per year+20.7%+22.0%

Worst drop · 1Y−8.4%−8.9%

Volatility · 1Y12.1%13.6%

3–3measures won
level

56.3%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: FQAL, SPY

Today

56.3%most shared, FQAL and SPY

FQALSPY

FQAL—56.3%

SPY56.3%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$104most kept, FQAL

FQAL$119 − $15 = $104

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee