FRDM vs ECH

AFRDM

BECH

Measures won4–2FRDM wins · of 6 · 5Y

$10,000 · 5Y$20,508FRDM · ECH $17,983

Lowest cost0.03%VEA · $3 on $10k

Most income2.51%VEA · $251 on $10k

Smallest drop−11.3%VXUS · worst fall in 1Y

Held in common11.1%FRDM and ECH

FRDM

ECH

Freedom 100 Emerging Markets ETF · $3.1BiShares MSCI Chile ETF · $811M

+30.7%3 years · per year$22,341 · $15,770+16.4%

+15.4%5 years · per year$20,508 · $17,983+12.5%

0.49%Expense ratio$49 · $59 on $10k · lower wins0.59%

2.00%12-mo yield$200 · $220 on $10k2.20%

−23.4%Worst dropSmaller wins−25.5%

33.2%VolatilityLower wins25.9%

4–2FRDM wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFRDM · ECH

3.6%LTM.SN11.0%

3.1%CHILE.SN12.6%

1.6%BCI.SN4.3%

0.8%COPEC.SN4.5%

Held in common11.1%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AFRDM	Freedom 100 Emerging Markets ETFRead Desk	0.49%	2.00%	+2.0%	+16.5%	+24.7%	+30.7%	+15.4%	−23.4%	$3.1B
2	BECH	iShares MSCI Chile ETFRead Desk	0.59%	2.20%	+1.0%	−10.1%	+3.2%	+16.4%	+12.5%	−25.5%	$811M
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AFRDM	Freedom 100 Emerging Markets ETFRead Desk	0.49%	2.00%	+2.0%	+16.5%	+24.7%	+30.7%	+15.4%	−23.4%	$3.1B
2	BECH	iShares MSCI Chile ETFRead Desk	0.59%	2.20%	+1.0%	−10.1%	+3.2%	+16.4%	+12.5%	−25.5%	$811M
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FRDM vs ECH

FRDM

Freedom 100 Emerging Markets

$20,508

ECH

iShares MSCI Chile

$17,983

MeasureFRDMECH

Fee0.49%0.59%

Cost on $10k a year$49$59

Yield2.00%2.20%

5 years, per year+15.4%+12.5%

3 years, per year+30.7%+16.4%

Worst drop · 1Y−23.4%−25.5%

Volatility · 1Y33.2%25.9%

4–2measures won
FRDM first

11.1%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+8.1%

IXUSiShares

+8.2%

+8.1%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 6, 2026

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$189B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: FRDM, ECH, VEA, VXUS

Today

65.3%most shared, VEA and VXUS

FRDMECHVEAVXUS

FRDM—11.1%6.0%6.9%

ECH11.1%—0.0%0.1%

VEA6.0%0.0%—65.3%

VXUS6.9%0.1%65.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$248most kept, VEA

VEA$251 − $3 = $248

VXUS$245 − $5 = $240

ECH$220 − $59 = $161

FRDM$200 − $49 = $151

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee