FRDM vs EEM

AFRDM

BEEM

Measures won4–2FRDM wins · of 6 · 5Y

$10,000 · 5Y$19,842FRDM · VEA $15,147

Lowest cost0.03%VEA · $3 on $10k

Most income2.50%VEA · $250 on $10k

Smallest drop−11.6%VEA · worst fall in 1Y

Held in common22.9%FRDM and EEM

FRDM

EEM

Freedom 100 Emerging Markets ETF · $3.2BiShares MSCI Emerging Markets ETF · $28.6B

+30.4%3 years · per year$22,187 · $16,989+19.3%

+14.7%5 years · per year$19,842 · $12,642+4.8%

0.49%Expense ratio$49 · $72 on $10k · lower wins0.72%

2.04%12-mo yield$204 · $192 on $10k1.92%

−23.4%Worst dropSmaller wins−18.5%

33.2%VolatilityLower wins26.2%

4–2FRDM wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFRDM · EEM

11.3%005930.KS6.8%

8.5%000660.KS5.1%

5.4%2454.TW1.5%

2.7%2317.TW0.8%

Held in common22.9%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AFRDM	Freedom 100 Emerging Markets ETFRead Desk	0.49%	2.04%	−7.0%	+14.2%	+24.1%	+30.4%	+14.7%	−23.4%	$3.2B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
3	BEEM	iShares MSCI Emerging Markets ETFRead Desk	0.72%	1.92%	−5.8%	+6.7%	+8.3%	+19.3%	+4.8%	−18.5%	$28.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AFRDM	Freedom 100 Emerging Markets ETFRead Desk	0.49%	2.04%	−7.0%	+14.2%	+24.1%	+30.4%	+14.7%	−23.4%	$3.2B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
3	BEEM	iShares MSCI Emerging Markets ETFRead Desk	0.72%	1.92%	−5.8%	+6.7%	+8.3%	+19.3%	+4.8%	−18.5%	$28.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FRDM vs EEM

FRDM

Freedom 100 Emerging Markets

$19,842

EEM

iShares MSCI Emerging Markets

$12,642

MeasureFRDMEEM

Fee0.49%0.72%

Cost on $10k a year$49$72

Yield2.04%1.92%

5 years, per year+14.7%+4.8%

3 years, per year+30.4%+19.3%

Worst drop · 1Y−23.4%−18.5%

Volatility · 1Y33.2%26.2%

4–2measures won
FRDM first

22.9%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+10.2%

IEFAiShares

+8.5%

+10.2%Year to date+8.5%

2.5%Yield3.4%

$232BAssets$193B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: FRDM, EEM, VEA

Today

22.9%most shared, FRDM and EEM

FRDMEEMVEA

FRDM—22.9%6.0%

EEM22.9%—8.9%

VEA6.0%8.9%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$247most kept, VEA

VEA$250 − $3 = $247

FRDM$204 − $49 = $155

EEM$192 − $72 = $120

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee