FRDM vs IEFA

AFRDM

BIEFA

Measures won2–4IEFA wins · of 6 · 5Y

$10,000 · 5Y$21,364FRDM · IEFA $14,909

Lowest cost0.05%VXUS · $5 on $10k

Most income3.36%IEFA · $336 on $10k

Smallest drop−11.3%VXUS · worst fall in 1Y

Held in common0.0%FRDM and IEFA

FRDM

IEFA

Freedom 100 Emerging Markets ETF · $3.1BiShares Core MSCI EAFE ETF · $193B

+31.8%3 years · per year$22,893 · $16,823+18.9%

+16.4%5 years · per year$21,364 · $14,909+8.3%

0.49%Expense ratio$49 · $7 on $10k · lower wins0.07%

1.91%12-mo yield$191 · $336 on $10k3.36%

−23.4%Worst dropSmaller wins−11.5%

33.5%VolatilityLower wins16.5%

2–4IEFA wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFRDM · IEFA

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AFRDM	Freedom 100 Emerging Markets ETFRead Desk	0.49%	1.91%	+4.6%	+21.9%	+32.5%	+31.8%	+16.4%	−23.4%	$3.1B
2	BIEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.36%	+3.2%	+11.1%	+15.8%	+18.9%	+8.3%	−11.5%	$192.8B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AFRDM	Freedom 100 Emerging Markets ETFRead Desk	0.49%	1.91%	+4.6%	+21.9%	+32.5%	+31.8%	+16.4%	−23.4%	$3.1B
2	BIEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.36%	+3.2%	+11.1%	+15.8%	+18.9%	+8.3%	−11.5%	$192.8B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FRDM vs IEFA

FRDM

Freedom 100 Emerging Markets

$21,364

IEFA

iShares Core MSCI EAFE

$14,909

MeasureFRDMIEFA

Fee0.49%0.07%

Cost on $10k a year$49$7

Yield1.91%3.36%

5 years, per year+16.4%+8.3%

3 years, per year+31.8%+18.9%

Worst drop · 1Y−23.4%−11.5%

Volatility · 1Y33.5%16.5%

4–2measures won
IEFA first

0.0%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+11.1%

IXUSiShares

+11.5%

+11.1%Year to date+11.5%

2.4%Yield3.0%

$163BAssets$58.0B

2–0IXUS wins

End-of-day Nov 9, 2026

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$193B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: FRDM, IEFA, VXUS

Today

49.8%most shared, IEFA and VXUS

FRDMIEFAVXUS

FRDM—0.0%6.9%

IEFA0.0%—49.8%

VXUS6.9%49.8%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$329most kept, IEFA

IEFA$336 − $7 = $329

VXUS$239 − $5 = $234

FRDM$191 − $49 = $142

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee