FRDM vs SCHD

AFRDM

BSCHD

Measures won2–4SCHD wins · of 6 · 5Y

$10,000 · 5Y$21,364FRDM · SCHD $16,459

Lowest cost0.05%VXUS · $5 on $10k

Most income2.96%SCHD · $296 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common0.0%FRDM and SCHD

FRDM

SCHD

Freedom 100 Emerging Markets ETF · $3.0BSchwab U.S. Dividend Equity ETF · $120B

+31.8%3 years · per year$22,893 · $17,123+19.6%

+16.4%5 years · per year$21,364 · $16,459+10.5%

0.49%Expense ratio$49 · $6 on $10k · lower wins0.06%

1.91%12-mo yield$191 · $296 on $10k2.96%

−23.4%Worst dropSmaller wins−6.9%

33.5%VolatilityLower wins11.8%

2–4SCHD wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFRDM · SCHD

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AFRDM	Freedom 100 Emerging Markets ETFRead Desk	0.49%	1.91%	+4.6%	+21.9%	+32.5%	+31.8%	+16.4%	−23.4%	$3.0B
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.96%	+1.4%	+33.2%	+39.1%	+19.6%	+10.5%	−6.9%	$119.9B
3	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.55%	+2.6%	+11.3%	+14.3%	+20.9%	+9.8%	−9.7%	$81.8B
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AFRDM	Freedom 100 Emerging Markets ETFRead Desk	0.49%	1.91%	+4.6%	+21.9%	+32.5%	+31.8%	+16.4%	−23.4%	$3.0B
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.96%	+1.4%	+33.2%	+39.1%	+19.6%	+10.5%	−6.9%	$119.9B
3	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.55%	+2.6%	+11.3%	+14.3%	+20.9%	+9.8%	−9.7%	$81.8B
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FRDM vs SCHD

FRDM

Freedom 100 Emerging Markets

$21,364

SCHD

Schwab U.S. Dividend Equity

$16,459

MeasureFRDMSCHD

Fee0.49%0.06%

Cost on $10k a year$49$6

Yield1.91%2.96%

5 years, per year+16.4%+10.5%

3 years, per year+31.8%+19.6%

Worst drop · 1Y−23.4%−6.9%

Volatility · 1Y33.5%11.8%

4–2measures won
SCHD first

0.0%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

VXUS vs IXUS

YTD

VanguardVXUS

+11.1%

IXUSiShares

+11.5%

+11.1%Year to date+11.5%

2.4%Yield3.0%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: FRDM, SCHD, VT, VXUS

Today

29.9%most shared, VT and VXUS

FRDMSCHDVTVXUS

FRDM—0.0%2.6%6.9%

SCHD0.0%—4.3%0.0%

VT2.6%4.3%—29.9%

VXUS6.9%0.0%29.9%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$290most kept, SCHD

SCHD$296 − $6 = $290

VXUS$239 − $5 = $234

VT$155 − $6 = $149

FRDM$191 − $49 = $142

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee