FRI vs USRT

AFRI

BUSRT

Measures won2–4USRT wins · of 6 · 5Y

$10,000 · 5Y$26,887XLE · XLK $22,983

Lowest cost0.08%USRT · $8 on $10k

Most income2.72%USRT · $272 on $10k

Smallest drop−12.1%FRI · worst fall in 1Y

Held in common89.6%FRI and USRT

FRI

USRT

First Trust S&P REIT Index Fund · $203MiShares Core U.S. REIT ETF · $4.3B

+16.5%3 years · per year$15,822 · $15,948+16.8%

+3.2%5 years · per year$11,722 · $11,871+3.5%

0.51%Expense ratio$51 · $8 on $10k · lower wins0.08%

2.59%12-mo yield$259 · $272 on $10k2.72%

−12.1%Worst dropSmaller wins−12.4%

13.4%VolatilityLower wins13.6%

2–4USRT wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFRI · USRT

12.6%WELL9.0%

9.1%PLD6.9%

4.7%EQIX6.1%

4.7%SPG4.7%

Held in common89.6%

End-of-day Nov 3, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	XLE	State Street Energy Select Sector SPDR ETFRead Desk	0.08%	2.28%	−0.8%	+52.1%	+55.6%	+20.1%	+21.9%	−15.0%	$44.6B
2	XLK	State Street Technology Select Sector SPDR ETFRead Desk	0.08%	0.47%	+1.3%	+23.0%	+18.0%	+30.7%	+18.1%	−15.9%	$115.0B
3	BUSRT	iShares Core U.S. REIT ETFRead Desk	0.08%	2.72%	+0.2%	+15.3%	+15.3%	+16.8%	+3.5%	−12.4%	$4.3B
4	AFRI	First Trust S&P REIT Index FundRead Desk	0.51%	2.59%	+0.2%	+14.9%	+14.7%	+16.5%	+3.2%	−12.1%	$203M

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	XLE	State Street Energy Select Sector SPDR ETFRead Desk	0.08%	2.28%	−0.8%	+52.1%	+55.6%	+20.1%	+21.9%	−15.0%	$44.6B
2	XLK	State Street Technology Select Sector SPDR ETFRead Desk	0.08%	0.47%	+1.3%	+23.0%	+18.0%	+30.7%	+18.1%	−15.9%	$115.0B
3	BUSRT	iShares Core U.S. REIT ETFRead Desk	0.08%	2.72%	+0.2%	+15.3%	+15.3%	+16.8%	+3.5%	−12.4%	$4.3B
4	AFRI	First Trust S&P REIT Index FundRead Desk	0.51%	2.59%	+0.2%	+14.9%	+14.7%	+16.5%	+3.2%	−12.1%	$203M

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FRI vs USRT

FRI

First Trust S&P REIT Index Fund

$11,722

USRT

iShares Core U.S. REIT

$11,871

MeasureFRIUSRT

Fee0.51%0.08%

Cost on $10k a year$51$8

Yield2.59%2.72%

5 years, per year+3.2%+3.5%

3 years, per year+16.5%+16.8%

Worst drop · 1Y−12.1%−12.4%

Volatility · 1Y13.4%13.6%

4–2measures won
USRT first

89.6%

holdings shared

Nov 3, 2026 · $10,000 five years ago, dividends reinvested

XLK vs VGT

YTD

SPDRXLK

+23.0%

VGTVanguard

+22.8%

+23.0%Year to date+22.8%

0.08% · $8Fee · on $10k a year0.09% · $9

$115BAssets$155B

2–0XLK wins

End-of-day Nov 3, 2026

XLE vs VDE

YTD

SPDRXLE

+52.1%

VDEVanguard

+50.3%

+52.1%Year to date+50.3%

2.3%Yield2.2%

$44.6BAssets$10.4B

2–0XLE wins

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

Overlap: FRI, USRT, XLK, XLE

Today

89.6%most shared, FRI and USRT

FRIUSRTXLKXLE

FRI—89.6%0.0%0.0%

USRT89.6%—0.0%0.0%

XLK0.0%0.0%—0.0%

XLE0.0%0.0%0.0%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$264most kept, USRT

USRT$272 − $8 = $264

XLE$228 − $8 = $220

FRI$259 − $51 = $208

XLK$47 − $8 = $39

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee