FSEC vs MBSF

AFSEC

BMBSF

Measures won2–2level · of 6 · 5Y

$10,000 · 5Y$12,090SGOV · VCIT $10,493

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]FSEC and MBSF

FSEC

MBSF

FIDELITY INVESTMENT GRADE SECURITIZED ETF · $4.5BRegan Floating Rate MBS ETF · $266M

+6.4%3 years · per year$12,044 · […][…]

+0.4%5 years · per year$10,226 · […][…]

0.36%Expense ratio$36 · $49 on $10k · lower wins0.49%

4.55%12-mo yield$455 · $420 on $10k4.20%

−5.0%Worst dropSmaller wins−1.0%

4.6%VolatilityLower wins2.7%

2–2Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFSEC · MBSF

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	AFSEC	FIDELITY INVESTMENT GRADE SECURITIZED ETFRead Desk	0.36%	4.55%	0.0%	+0.3%	+1.3%	+6.4%	+0.4%	−5.0%	$4.5B
4	BMBSF	Regan Floating Rate MBS ETFRead Desk	0.49%	4.20%	+0.1%	+3.1%	+4.4%	new	new	−1.0%	$266M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	AFSEC	FIDELITY INVESTMENT GRADE SECURITIZED ETFRead Desk	0.36%	4.55%	0.0%	+0.3%	+1.3%	+6.4%	+0.4%	−5.0%	$4.5B
4	BMBSF	Regan Floating Rate MBS ETFRead Desk	0.49%	4.20%	+0.1%	+3.1%	+4.4%	new	new	−1.0%	$266M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FSEC vs MBSF

FSEC

FIDELITY INVESTMENT GRADE SECURITIZED

$10,226

MBSF

Regan Floating Rate MBS

[…]

MeasureFSECMBSF

Fee0.36%0.49%

Cost on $10k a year$36$49

Yield4.55%4.20%

5 years, per year+0.4%[…]

3 years, per year+6.4%[…]

Worst drop · 1Y−5.0%−1.0%

Volatility · 1Y4.6%2.7%

2–2measures won
level

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.3B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

Overlap: FSEC, MBSF, SGOV, VCIT

Today

[…]holdings […]

FSECMBSFSGOVVCIT

FSEC—[…][…][…]

MBSF[…]—[…][…]

SGOV[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

FSEC$455 − $36 = $419

MBSF$420 − $49 = $371

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee