FSEC vs SGOV

AFSEC

BSGOV

Measures won2–4SGOV wins · of 6 · 5Y

$10,000 · 5Y$17,151IVV · SGOV $12,086

Lowest cost0.03%IVV · $3 on $10k

Most income4.55%FSEC · $455 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]FSEC and SGOV

FSEC

SGOV

FIDELITY INVESTMENT GRADE SECURITIZED ETF · $4.5BiShares 0-3 Month Treasury Bond ETF · $117B

+6.9%3 years · per year$12,199 · $11,417+4.5%

+0.4%5 years · per year$10,210 · $12,086+3.9%

0.36%Expense ratio$36 · $9 on $10k · lower wins0.09%

4.55%12-mo yield$455 · $363 on $10k3.63%

−5.0%Worst dropSmaller wins0.0%

4.6%VolatilityLower wins0.2%

2–4SGOV wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFSEC · SGOV

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$850.0B
2	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.9B
3	AFSEC	FIDELITY INVESTMENT GRADE SECURITIZED ETFRead Desk	0.36%	4.55%	+0.1%	+0.3%	+1.1%	+6.9%	+0.4%	−5.0%	$4.5B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$850.0B
2	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.9B
3	AFSEC	FIDELITY INVESTMENT GRADE SECURITIZED ETFRead Desk	0.36%	4.55%	+0.1%	+0.3%	+1.1%	+6.9%	+0.4%	−5.0%	$4.5B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FSEC vs SGOV

FSEC

FIDELITY INVESTMENT GRADE SECURITIZED

$10,210

SGOV

iShares 0-3 Month Treasury Bond

$12,086

MeasureFSECSGOV

Fee0.36%0.09%

Cost on $10k a year$36$9

Yield4.55%3.63%

5 years, per year+0.4%+3.9%

3 years, per year+6.9%+4.5%

Worst drop · 1Y−5.0%+0.0%

Volatility · 1Y4.6%0.2%

4–2measures won
SGOV first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026

Overlap: FSEC, SGOV, IVV

Today

[…]holdings […]

FSECSGOVIVV

FSEC—[…][…]

SGOV[…]—[…]

IVV[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$419most kept, FSEC

FSEC$455 − $36 = $419

SGOV$363 − $9 = $354

IVV$114 − $3 = $111

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee