FSEC vs SGOV

AFSEC

BSGOV

Measures won2–4SGOV wins · of 6 · 5Y

$10,000 · 5Y$17,543VOO · SGOV $12,091

Lowest cost0.03%VOO · $3 on $10k

Most income4.54%FSEC · $454 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]FSEC and SGOV

FSEC

SGOV

FIDELITY INVESTMENT GRADE SECURITIZED ETF · $4.5BiShares 0-3 Month Treasury Bond ETF · $117B

+6.3%3 years · per year$12,002 · $11,417+4.5%

+0.5%5 years · per year$10,231 · $12,091+3.9%

0.36%Expense ratio$36 · $9 on $10k · lower wins0.09%

4.54%12-mo yield$454 · $363 on $10k3.63%

−5.0%Worst dropSmaller wins0.0%

4.6%VolatilityLower wins0.2%

2–4SGOV wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFSEC · SGOV

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
2	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
3	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.26%	+0.1%	+0.7%	+1.1%	+4.1%	+0.8%	−6.3%	$55.0B
4	AFSEC	FIDELITY INVESTMENT GRADE SECURITIZED ETFRead Desk	0.36%	4.54%	+0.1%	+0.4%	+0.9%	+6.3%	+0.5%	−5.0%	$4.5B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
2	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
3	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.26%	+0.1%	+0.7%	+1.1%	+4.1%	+0.8%	−6.3%	$55.0B
4	AFSEC	FIDELITY INVESTMENT GRADE SECURITIZED ETFRead Desk	0.36%	4.54%	+0.1%	+0.4%	+0.9%	+6.3%	+0.5%	−5.0%	$4.5B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FSEC vs SGOV

FSEC

FIDELITY INVESTMENT GRADE SECURITIZED

$10,231

SGOV

iShares 0-3 Month Treasury Bond

$12,091

MeasureFSECSGOV

Fee0.36%0.09%

Cost on $10k a year$36$9

Yield4.54%3.63%

5 years, per year+0.5%+3.9%

3 years, per year+6.3%+4.5%

Worst drop · 1Y−5.0%+0.0%

Volatility · 1Y4.6%0.2%

4–2measures won
SGOV first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 9, 2026

Overlap: FSEC, SGOV, VOO, MUB

Today

[…]holdings […]

FSECSGOVVOOMUB

FSEC—[…][…][…]

SGOV[…]—[…][…]

VOO[…][…]—[…]

MUB[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$418most kept, FSEC

FSEC$454 − $36 = $418

SGOV$363 − $9 = $354

MUB$326 − $5 = $321

VOO$107 − $3 = $104

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee