FSEC vs SMBS

AFSEC

BSMBS

Measures won2–2level · of 6 · 5Y

$10,000 · 5Y$10,207FSEC · BNDX $10,150

Lowest cost0.03%SMBS · $3 on $10k

Most income5.29%SMBS · $529 on $10k

Smallest drop−3.2%BNDX · worst fall in 1Y

Held in common[…]FSEC and SMBS

FSEC

SMBS

FIDELITY INVESTMENT GRADE SECURITIZED ETF · $4.5BSchwab Strategic Trust - Schwab Mortgage-Backed Securities ETF · $6.4B

+6.9%3 years · per year$12,199 · […][…]

+0.4%5 years · per year$10,207 · […][…]

0.36%Expense ratio$36 · $3 on $10k · lower wins0.03%

4.55%12-mo yield$455 · $529 on $10k5.29%

−5.0%Worst dropSmaller wins−5.2%

4.6%VolatilityLower wins4.7%

2–2Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFSEC · SMBS

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AFSEC	FIDELITY INVESTMENT GRADE SECURITIZED ETFRead Desk	0.36%	4.55%	+0.4%	+0.1%	+1.0%	+6.9%	+0.4%	−5.0%	$4.5B
2	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.65%	+0.4%	+0.6%	0.0%	+4.6%	+0.3%	−3.2%	$82.9B
3	BSMBS	Schwab Strategic Trust - Schwab Mortgage-Backed Securities ETFRead Desk	0.03%	5.29%	+0.4%	+0.1%	+0.9%	new	new	−5.2%	$6.4B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AFSEC	FIDELITY INVESTMENT GRADE SECURITIZED ETFRead Desk	0.36%	4.55%	+0.4%	+0.1%	+1.0%	+6.9%	+0.4%	−5.0%	$4.5B
2	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.65%	+0.4%	+0.6%	0.0%	+4.6%	+0.3%	−3.2%	$82.9B
3	BSMBS	Schwab Strategic Trust - Schwab Mortgage-Backed Securities ETFRead Desk	0.03%	5.29%	+0.4%	+0.1%	+0.9%	new	new	−5.2%	$6.4B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FSEC vs SMBS

FSEC

FIDELITY INVESTMENT GRADE SECURITIZED

$10,207

SMBS

Schwab Strategic Trust - Schwab Mortgage-Backed Securities

[…]

MeasureFSECSMBS

Fee0.36%0.03%

Cost on $10k a year$36$3

Yield4.55%5.29%

5 years, per year+0.4%[…]

3 years, per year+6.9%[…]

Worst drop · 1Y−5.0%−5.2%

Volatility · 1Y4.6%4.7%

2–2measures won
level

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

Overlap: FSEC, SMBS, BNDX

Today

[…]holdings […]

FSECSMBSBNDX

FSEC—[…][…]

SMBS[…]—[…]

BNDX[…][…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$526most kept, SMBS

SMBS$529 − $3 = $526

BNDX$465 − $7 = $458

FSEC$455 − $36 = $419

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee