BND vs SMBS

ABND

BSMBS

Measures won2–1BND wins · of 6 · 5Y

$10,000 · 5Y$12,090SGOV · FSEC $10,226

Lowest cost0.03%SMBS · $3 on $10k

Most income5.27%SMBS · $527 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]BND and SMBS

BND

SMBS

Vanguard Total Bond Market ETF · $161BSchwab Strategic Trust - Schwab Mortgage-Backed Securities ETF · $6.5B

+5.2%3 years · per year$11,637 · […][…]

−0.1%5 years · per year$9,974 · […][…]

0.03%Expense ratio$3 · $3 on $10k · lower wins0.03%

4.12%12-mo yield$412 · $527 on $10k5.27%

−4.5%Worst dropSmaller wins−5.2%

4.0%VolatilityLower wins4.7%

2–1BND wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsBND · SMBS

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	FSEC	FIDELITY INVESTMENT GRADE SECURITIZED ETFRead Desk	0.36%	4.55%	0.0%	+0.3%	+1.3%	+6.4%	+0.4%	−5.0%	$4.5B
3	ABND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
4	BSMBS	Schwab Strategic Trust - Schwab Mortgage-Backed Securities ETFRead Desk	0.03%	5.27%	+0.1%	+0.5%	+1.6%	new	new	−5.2%	$6.5B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	FSEC	FIDELITY INVESTMENT GRADE SECURITIZED ETFRead Desk	0.36%	4.55%	0.0%	+0.3%	+1.3%	+6.4%	+0.4%	−5.0%	$4.5B
3	ABND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
4	BSMBS	Schwab Strategic Trust - Schwab Mortgage-Backed Securities ETFRead Desk	0.03%	5.27%	+0.1%	+0.5%	+1.6%	new	new	−5.2%	$6.5B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

BND vs SMBS

BND

Vanguard Total Bond Market

$9,974

SMBS

Schwab Strategic Trust - Schwab Mortgage-Backed Securities

[…]

MeasureBNDSMBS

Fee0.03%0.03%

Cost on $10k a year$3$3

Yield4.12%5.27%

5 years, per year−0.1%[…]

3 years, per year+5.2%[…]

Worst drop · 1Y−4.5%−5.2%

Volatility · 1Y4.0%4.7%

2–1measures won
BND first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: FSEC, SMBS, SGOV, BND

Today

[…]holdings […]

FSECSMBSSGOVBND

FSEC—[…][…][…]

SMBS[…]—[…][…]

SGOV[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$524most kept, SMBS

SMBS$527 − $3 = $524

FSEC$455 − $36 = $419

BND$412 − $3 = $409

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee