FSEC vs SPY

AFSEC

BSPY

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,177VOO · SPY $17,118

Lowest cost0.03%VOO · $3 on $10k

Most income4.55%FSEC · $455 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]FSEC and SPY

FSEC

SPY

FIDELITY INVESTMENT GRADE SECURITIZED ETF · $4.5BState Street SPDR S&P 500 ETF · $819B

+6.4%3 years · per year$12,044 · $18,039+21.7%

+0.4%5 years · per year$10,226 · $17,118+11.3%

0.36%Expense ratio$36 · $9 on $10k · lower wins0.09%

4.55%12-mo yield$455 · $103 on $10k1.03%

−5.0%Worst dropSmaller wins−8.9%

4.6%VolatilityLower wins13.6%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFSEC · SPY

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
3	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
4	AFSEC	FIDELITY INVESTMENT GRADE SECURITIZED ETFRead Desk	0.36%	4.55%	0.0%	+0.3%	+1.3%	+6.4%	+0.4%	−5.0%	$4.5B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
3	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
4	AFSEC	FIDELITY INVESTMENT GRADE SECURITIZED ETFRead Desk	0.36%	4.55%	0.0%	+0.3%	+1.3%	+6.4%	+0.4%	−5.0%	$4.5B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FSEC vs SPY

FSEC

FIDELITY INVESTMENT GRADE SECURITIZED

$10,227

SPY

SPDR S&P 500

$17,118

MeasureFSECSPY

Fee0.36%0.09%

Cost on $10k a year$36$9

Yield4.55%1.03%

5 years, per year+0.4%+11.3%

3 years, per year+6.4%+21.7%

Worst drop · 1Y−5.0%−8.9%

Volatility · 1Y4.6%13.6%

3–3measures won
level

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

Overlap: FSEC, SPY, SGOV, VOO

Today

92.2%most shared, SPY and VOO

FSECSPYSGOVVOO

FSEC—[…][…][…]

SPY[…]—[…]92.2%

SGOV[…][…]—[…]

VOO[…]92.2%[…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$419most kept, FSEC

FSEC$455 − $36 = $419

SGOV$363 − $9 = $354

VOO$110 − $3 = $107

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee