FSEC vs VCIT

AFSEC

BVCIT

Measures won0–6VCIT wins · of 6 · 5Y

$10,000 · 5Y$18,068QQQ · SGOV $12,091

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]FSEC and VCIT

FSEC

VCIT

FIDELITY INVESTMENT GRADE SECURITIZED ETF · $4.5BVanguard Intermediate-Term Corporate Bond ETF · $66.6B

+6.3%3 years · per year$12,002 · $12,129+6.6%

+0.5%5 years · per year$10,231 · $10,510+1.0%

0.36%Expense ratio$36 · $3 on $10k · lower wins0.03%

4.54%12-mo yield$454 · $502 on $10k5.02%

−5.0%Worst dropSmaller wins−4.9%

4.6%VolatilityLower wins4.5%

0–6VCIT wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFSEC · VCIT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	QQQ	Invesco QQQ Trust, Series 1Read Desk	0.18%	0.46%	+3.5%	+11.0%	+11.6%	+23.9%	+12.6%	−14.8%	$446.1B
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
3	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
4	AFSEC	FIDELITY INVESTMENT GRADE SECURITIZED ETFRead Desk	0.36%	4.54%	+0.1%	+0.4%	+0.9%	+6.3%	+0.5%	−5.0%	$4.5B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	QQQ	Invesco QQQ Trust, Series 1Read Desk	0.18%	0.46%	+3.5%	+11.0%	+11.6%	+23.9%	+12.6%	−14.8%	$446.1B
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
3	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
4	AFSEC	FIDELITY INVESTMENT GRADE SECURITIZED ETFRead Desk	0.36%	4.54%	+0.1%	+0.4%	+0.9%	+6.3%	+0.5%	−5.0%	$4.5B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FSEC vs VCIT

FSEC

FIDELITY INVESTMENT GRADE SECURITIZED

$10,231

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,510

MeasureFSECVCIT

Fee0.36%0.03%

Cost on $10k a year$36$3

Yield4.54%5.02%

5 years, per year+0.5%+1.0%

3 years, per year+6.3%+6.6%

Worst drop · 1Y−5.0%−4.9%

Volatility · 1Y4.6%4.5%

6–0measures won
VCIT first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

QQQM vs QQQ

YTD

InvescoQQQM

+10.9%

QQQInvesco

+11.0%

+10.9%Year to date+11.0%

0.15% · $15Fee · on $10k a year0.18% · $18

$103BAssets$446B

1–1level

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

TQQQ vs QQQ

YTD

ProSharesTQQQ

+9.9%

QQQInvesco

+11.0%

+9.9%Year to date+11.0%

0.94% · $94Fee · on $10k a year0.18% · $18

$29.1BAssets$446B

2–0QQQ wins

End-of-day Nov 9, 2026

Overlap: FSEC, VCIT, QQQ, SGOV

Today

[…]holdings […]

FSECVCITQQQSGOV

FSEC—[…][…][…]

VCIT[…]—[…][…]

QQQ[…][…]—[…]

SGOV[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

FSEC$454 − $36 = $418

SGOV$363 − $9 = $354

QQQ$46 − $18 = $28

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee