FSEC vs VMBS

AFSEC

BVMBS

Measures won4–1FSEC wins · of 6 · 5Y

$10,000 · 5Y$10,510VCIT · VMBS $10,263

Lowest cost0.03%VMBS · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−4.5%BND · worst fall in 1Y

Held in common[…]FSEC and VMBS

FSEC

VMBS

FIDELITY INVESTMENT GRADE SECURITIZED ETF · $4.5BVanguard Mortgage-Backed Securities ETF · $15.5B

+6.3%3 years · per year$12,002 · $11,917+6.0%

+0.5%5 years · per year$10,231 · $10,263+0.5%

0.36%Expense ratio$36 · $3 on $10k · lower wins0.03%

4.54%12-mo yield$454 · $431 on $10k4.31%

−5.0%Worst dropSmaller wins−5.1%

4.6%VolatilityLower wins4.7%

4–1FSEC wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFSEC · VMBS

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
2	BVMBS	Vanguard Mortgage-Backed Securities ETFRead Desk	0.03%	4.31%	0.0%	+0.4%	+1.2%	+6.0%	+0.5%	−5.1%	$15.5B
3	AFSEC	FIDELITY INVESTMENT GRADE SECURITIZED ETFRead Desk	0.36%	4.54%	+0.1%	+0.4%	+0.9%	+6.3%	+0.5%	−5.0%	$4.5B
4	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
2	BVMBS	Vanguard Mortgage-Backed Securities ETFRead Desk	0.03%	4.31%	0.0%	+0.4%	+1.2%	+6.0%	+0.5%	−5.1%	$15.5B
3	AFSEC	FIDELITY INVESTMENT GRADE SECURITIZED ETFRead Desk	0.36%	4.54%	+0.1%	+0.4%	+0.9%	+6.3%	+0.5%	−5.0%	$4.5B
4	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FSEC vs VMBS

FSEC

FIDELITY INVESTMENT GRADE SECURITIZED

$10,231

VMBS

Vanguard Mortgage-Backed Securities

$10,263

MeasureFSECVMBS

Fee0.36%0.03%

Cost on $10k a year$36$3

Yield4.54%4.31%

5 years, per year+0.5%+0.5%

3 years, per year+6.3%+6.0%

Worst drop · 1Y−5.0%−5.1%

Volatility · 1Y4.6%4.7%

4–1measures won
FSEC first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: FSEC, VMBS, BND, VCIT

Today

[…]holdings […]

FSECVMBSBNDVCIT

FSEC—[…][…][…]

VMBS[…]—[…][…]

BND[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

VMBS$431 − $3 = $428

FSEC$454 − $36 = $418

BND$412 − $3 = $409

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee