VMBS vs VCIT

AVMBS

BVCIT

Measures won0–5VCIT wins · of 6 · 5Y

$10,000 · 5Y$10,510VCIT · VMBS $10,263

Lowest cost0.03%VMBS · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−4.5%BND · worst fall in 1Y

Held in common[…]VMBS and VCIT

VMBS

VCIT

Vanguard Mortgage-Backed Securities ETF · $15.5BVanguard Intermediate-Term Corporate Bond ETF · $66.6B

+6.0%3 years · per year$11,917 · $12,129+6.6%

+0.5%5 years · per year$10,263 · $10,510+1.0%

0.03%Expense ratio$3 · $3 on $10k · lower wins0.03%

4.31%12-mo yield$431 · $502 on $10k5.02%

−5.1%Worst dropSmaller wins−4.9%

4.7%VolatilityLower wins4.5%

0–5VCIT wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVMBS · VCIT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
2	AVMBS	Vanguard Mortgage-Backed Securities ETFRead Desk	0.03%	4.31%	0.0%	+0.4%	+1.2%	+6.0%	+0.5%	−5.1%	$15.5B
3	FSEC	FIDELITY INVESTMENT GRADE SECURITIZED ETFRead Desk	0.36%	4.54%	+0.1%	+0.4%	+0.9%	+6.3%	+0.5%	−5.0%	$4.5B
4	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
2	AVMBS	Vanguard Mortgage-Backed Securities ETFRead Desk	0.03%	4.31%	0.0%	+0.4%	+1.2%	+6.0%	+0.5%	−5.1%	$15.5B
3	FSEC	FIDELITY INVESTMENT GRADE SECURITIZED ETFRead Desk	0.36%	4.54%	+0.1%	+0.4%	+0.9%	+6.3%	+0.5%	−5.0%	$4.5B
4	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VMBS vs VCIT

VMBS

Vanguard Mortgage-Backed Securities

$10,263

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,510

MeasureVMBSVCIT

Fee0.03%0.03%

Cost on $10k a year$3$3

Yield4.31%5.02%

5 years, per year+0.5%+1.0%

3 years, per year+6.0%+6.6%

Worst drop · 1Y−5.1%−4.9%

Volatility · 1Y4.7%4.5%

5–0measures won
VCIT first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: FSEC, VMBS, VCIT, BND

Today

[…]holdings […]

FSECVMBSVCITBND

FSEC—[…][…][…]

VMBS[…]—[…][…]

VCIT[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

VMBS$431 − $3 = $428

FSEC$454 − $36 = $418

BND$412 − $3 = $409

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee