FSEC vs VMBS

AFSEC

BVMBS

Measures won4–2FSEC wins · of 6 · 5Y

$10,000 · 5Y$10,493VCIT · MUB $10,414

Lowest cost0.03%VMBS · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−4.9%VCIT · worst fall in 1Y

Held in common[…]FSEC and VMBS

FSEC

VMBS

FIDELITY INVESTMENT GRADE SECURITIZED ETF · $4.5BVanguard Mortgage-Backed Securities ETF · $15.5B

+6.4%3 years · per year$12,044 · $11,968+6.2%

+0.4%5 years · per year$10,226 · $10,261+0.5%

0.36%Expense ratio$36 · $3 on $10k · lower wins0.03%

4.55%12-mo yield$455 · $431 on $10k4.31%

−5.0%Worst dropSmaller wins−5.1%

4.6%VolatilityLower wins4.7%

4–2FSEC wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFSEC · VMBS

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
2	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$54.9B
3	BVMBS	Vanguard Mortgage-Backed Securities ETFRead Desk	0.03%	4.31%	0.0%	+0.4%	+1.6%	+6.2%	+0.5%	−5.1%	$15.5B
4	AFSEC	FIDELITY INVESTMENT GRADE SECURITIZED ETFRead Desk	0.36%	4.55%	0.0%	+0.3%	+1.3%	+6.4%	+0.4%	−5.0%	$4.5B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
2	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$54.9B
3	BVMBS	Vanguard Mortgage-Backed Securities ETFRead Desk	0.03%	4.31%	0.0%	+0.4%	+1.6%	+6.2%	+0.5%	−5.1%	$15.5B
4	AFSEC	FIDELITY INVESTMENT GRADE SECURITIZED ETFRead Desk	0.36%	4.55%	0.0%	+0.3%	+1.3%	+6.4%	+0.4%	−5.0%	$4.5B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FSEC vs VMBS

FSEC

FIDELITY INVESTMENT GRADE SECURITIZED

$10,227

VMBS

Vanguard Mortgage-Backed Securities

$10,261

MeasureFSECVMBS

Fee0.36%0.03%

Cost on $10k a year$36$3

Yield4.55%4.31%

5 years, per year+0.4%+0.5%

3 years, per year+6.4%+6.2%

Worst drop · 1Y−5.0%−5.1%

Volatility · 1Y4.6%4.7%

4–2measures won
FSEC first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: FSEC, VMBS, VCIT, MUB

Today

[…]holdings […]

FSECVMBSVCITMUB

FSEC—[…][…][…]

VMBS[…]—[…][…]

VCIT[…][…]—[…]

MUB[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

VMBS$431 − $3 = $428

FSEC$455 − $36 = $419

MUB$327 − $5 = $322

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee