FSMB vs IUSB

AFSMB

BIUSB

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$10,807FSMB · VCIT $10,469

Lowest cost0.03%VCIT · $3 on $10k

Most income5.03%VCIT · $503 on $10k

Smallest drop−2.4%FSMB · worst fall in 1Y

Held in common[…]FSMB and IUSB

FSMB

IUSB

First Trust Short Duration Managed Municipal ETF · $661MiShares Core Universal USD Bond ETF · $50.3B

+3.9%3 years · per year$11,229 · $11,881+5.9%

+1.6%5 years · per year$10,807 · $10,113+0.2%

0.34%Expense ratio$34 · $6 on $10k · lower wins0.06%

3.21%12-mo yield$321 · $434 on $10k4.34%

−2.4%Worst dropSmaller wins−4.3%

1.8%VolatilityLower wins3.9%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFSMB · IUSB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AFSMB	First Trust Short Duration Managed Municipal ETFRead Desk	0.34%	3.21%	+0.1%	+1.5%	+2.1%	+3.9%	+1.6%	−2.4%	$661M
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.03%	+0.6%	−0.9%	+0.1%	+7.2%	+0.9%	−4.9%	$66.6B
3	BIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	+0.5%	0.0%	+0.5%	+5.9%	+0.2%	−4.3%	$50.3B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AFSMB	First Trust Short Duration Managed Municipal ETFRead Desk	0.34%	3.21%	+0.1%	+1.5%	+2.1%	+3.9%	+1.6%	−2.4%	$661M
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.03%	+0.6%	−0.9%	+0.1%	+7.2%	+0.9%	−4.9%	$66.6B
3	BIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	+0.5%	0.0%	+0.5%	+5.9%	+0.2%	−4.3%	$50.3B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FSMB vs IUSB

FSMB

First Trust Short Duration Managed Municipal

$10,807

IUSB

iShares Core Universal USD Bond

$10,113

MeasureFSMBIUSB

Fee0.34%0.06%

Cost on $10k a year$34$6

Yield3.21%4.34%

5 years, per year+1.6%+0.2%

3 years, per year+3.9%+5.9%

Worst drop · 1Y−2.4%−4.3%

Volatility · 1Y1.8%3.9%

3–3measures won
level

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

Overlap: FSMB, VCIT, IUSB

Today

[…]holdings […]

FSMBVCITIUSB

FSMB—[…][…]

VCIT[…]—[…]

IUSB[…][…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$500most kept, VCIT

VCIT$503 − $3 = $500

IUSB$434 − $6 = $428

FSMB$321 − $34 = $287

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee