FSMD vs SPY

AFSMD

BSPY

Measures won2–4SPY wins · of 6 · 5Y

$10,000 · 5Y$17,156VOO · SPY $17,099

Lowest cost0.03%VOO · $3 on $10k

Most income1.33%FSMD · $133 on $10k

Smallest drop−8.5%FSMD · worst fall in 1Y

Held in common0.9%FSMD and SPY

FSMD

SPY

Fidelity Small-Mid Multifactor ETF · $2.5BState Street SPDR S&P 500 ETF · $805B

+18.3%3 years · per year$16,553 · $18,174+22.0%

+8.5%5 years · per year$15,023 · $17,099+11.3%

0.15%Expense ratio$15 · $9 on $10k · lower wins0.09%

1.33%12-mo yield$133 · $103 on $10k1.03%

−8.5%Worst dropSmaller wins−8.9%

15.7%VolatilityLower wins13.6%

2–4SPY wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFSMD · SPY

0.6%P0.1%

0.4%INCY0.0%

0.3%SWKS0.0%

0.4%L0.0%

Held in common0.9%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$804.8B
3	AFSMD	Fidelity Small-Mid Multifactor ETFRead Desk	0.15%	1.33%	−3.8%	+12.1%	+15.6%	+18.3%	+8.5%	−8.5%	$2.5B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$804.8B
3	AFSMD	Fidelity Small-Mid Multifactor ETFRead Desk	0.15%	1.33%	−3.8%	+12.1%	+15.6%	+18.3%	+8.5%	−8.5%	$2.5B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FSMD vs SPY

FSMD

Fidelity Small-Mid Multifactor

$15,023

SPY

SPDR S&P 500

$17,099

MeasureFSMDSPY

Fee0.15%0.09%

Cost on $10k a year$15$9

Yield1.33%1.03%

5 years, per year+8.5%+11.3%

3 years, per year+18.3%+22.0%

Worst drop · 1Y−8.5%−8.9%

Volatility · 1Y15.7%13.6%

4–2measures won
SPY first

0.9%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: FSMD, SPY, VOO

Today

93.5%most shared, SPY and VOO

FSMDSPYVOO

FSMD—0.9%0.8%

SPY0.9%—93.5%

VOO0.8%93.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$118most kept, FSMD

FSMD$133 − $15 = $118

VOO$110 − $3 = $107

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee