FSMD vs VTI

AFSMD

BVTI

Measures won2–4VTI wins · of 6 · 5Y

$10,000 · 5Y$17,493SPY · VTI $16,697

Lowest cost0.03%VTI · $3 on $10k

Most income1.29%FSMD · $129 on $10k

Smallest drop−8.5%FSMD · worst fall in 1Y

Held in common4.7%FSMD and VTI

FSMD

VTI

Fidelity Small-Mid Multifactor ETF · $2.5BVanguard Morningstar Total Stock Market ETF · $689B

+18.4%3 years · per year$16,609 · $18,090+21.8%

+8.7%5 years · per year$15,143 · $16,697+10.8%

0.15%Expense ratio$15 · $3 on $10k · lower wins0.03%

1.29%12-mo yield$129 · $106 on $10k1.06%

−8.5%Worst dropSmaller wins−8.9%

15.8%VolatilityLower wins13.9%

2–4VTI wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFSMD · VTI

0.5%P0.1%

0.3%NVT0.0%

0.4%GH0.0%

0.4%INCY0.0%

Held in common4.7%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
2	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B
3	AFSMD	Fidelity Small-Mid Multifactor ETFRead Desk	0.15%	1.29%	+2.6%	+15.1%	+19.1%	+18.4%	+8.7%	−8.5%	$2.5B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
2	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B
3	AFSMD	Fidelity Small-Mid Multifactor ETFRead Desk	0.15%	1.29%	+2.6%	+15.1%	+19.1%	+18.4%	+8.7%	−8.5%	$2.5B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FSMD vs VTI

FSMD

Fidelity Small-Mid Multifactor

$15,143

VTI

Vanguard Morningstar Total Stock Market

$16,697

MeasureFSMDVTI

Fee0.15%0.03%

Cost on $10k a year$15$3

Yield1.29%1.06%

5 years, per year+8.7%+10.8%

3 years, per year+18.4%+21.8%

Worst drop · 1Y−8.5%−8.9%

Volatility · 1Y15.8%13.9%

4–2measures won
VTI first

4.7%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$95.6B

2–0VTI wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: FSMD, VTI, SPY

Today

86.0%most shared, VTI and SPY

FSMDVTISPY

FSMD—4.7%0.9%

VTI4.7%—86.0%

SPY0.9%86.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$114most kept, FSMD

FSMD$129 − $15 = $114

VTI$106 − $3 = $103

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee