FSTB vs IUSB

AFSTB

BIUSB

Measures won0–2IUSB wins · of 6 · 5Y

$10,000 · 5Y$10,373MUB · BNDX $10,150

Lowest cost0.05%MUB · $5 on $10k

Most income4.65%BNDX · $465 on $10k

Smallest drop−3.2%BNDX · worst fall in 1Y

Held in common[…]FSTB and IUSB

FSTB

IUSB

Fidelity Short-Term Bond ETF · $233MiShares Core Universal USD Bond ETF · $50.3B

[…]3 years · per year[…] · $11,881+5.9%

[…]5 years · per year[…] · $10,113+0.2%

0.21%Expense ratio$21 · $6 on $10k · lower wins0.06%

1.46%12-mo yield$146 · $434 on $10k4.34%

[…]Worst dropSmaller wins−4.3%

[…]VolatilityLower wins3.9%

0–2IUSB wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFSTB · IUSB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.28%	+0.4%	+0.1%	+0.7%	+4.4%	+0.7%	−6.3%	$54.7B
2	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.65%	+0.4%	+0.6%	0.0%	+4.6%	+0.3%	−3.2%	$82.9B
3	BIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	+0.5%	0.0%	+0.5%	+5.9%	+0.2%	−4.3%	$50.3B
4	AFSTB	Fidelity Short-Term Bond ETFRead Desk	0.21%	1.46%	+0.2%	new	new	new	new	[…]	$233M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.28%	+0.4%	+0.1%	+0.7%	+4.4%	+0.7%	−6.3%	$54.7B
2	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.65%	+0.4%	+0.6%	0.0%	+4.6%	+0.3%	−3.2%	$82.9B
3	BIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	+0.5%	0.0%	+0.5%	+5.9%	+0.2%	−4.3%	$50.3B
4	AFSTB	Fidelity Short-Term Bond ETFRead Desk	0.21%	1.46%	+0.2%	new	new	new	new	[…]	$233M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FSTB vs IUSB

FSTB

Fidelity Short-Term Bond

[…]

IUSB

iShares Core Universal USD Bond

$10,113

MeasureFSTBIUSB

Fee0.21%0.06%

Cost on $10k a year$21$6

Yield1.46%4.34%

5 years, per year[…]+0.2%

3 years, per year[…]+5.9%

Worst drop · 1Y[…]−4.3%

Volatility · 1Y[…]3.9%

2–0measures won
IUSB first

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

Overlap: FSTB, IUSB, BNDX, MUB

Today

[…]holdings […]

FSTBIUSBBNDXMUB

FSTB—[…][…][…]

IUSB[…]—[…][…]

BNDX[…][…]—[…]

MUB[…][…][…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$458most kept, BNDX

BNDX$465 − $7 = $458

IUSB$434 − $6 = $428

MUB$328 − $5 = $323

FSTB$146 − $21 = $125

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee