SGOV vs IUSB

ASGOV

BIUSB

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$12,086SGOV · IUSB $10,113

Lowest cost0.03%BND · $3 on $10k

Most income4.34%IUSB · $434 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]SGOV and IUSB

SGOV

IUSB

iShares 0-3 Month Treasury Bond ETF · $117BiShares Core Universal USD Bond ETF · $50.3B

+4.5%3 years · per year$11,419 · $11,881+5.9%

+3.9%5 years · per year$12,086 · $10,113+0.2%

0.09%Expense ratio$9 · $6 on $10k · lower wins0.06%

3.63%12-mo yield$363 · $434 on $10k4.34%

0.0%Worst dropSmaller wins−4.3%

0.2%VolatilityLower wins3.9%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsSGOV · IUSB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	ASGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	BIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	+0.5%	0.0%	+0.5%	+5.9%	+0.2%	−4.3%	$50.3B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.13%	+0.4%	−0.1%	+0.3%	+5.5%	−0.1%	−4.5%	$161.4B
4	FSTB	Fidelity Short-Term Bond ETFRead Desk	0.21%	1.46%	+0.2%	new	new	new	new	[…]	$233M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	ASGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	BIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	+0.5%	0.0%	+0.5%	+5.9%	+0.2%	−4.3%	$50.3B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.13%	+0.4%	−0.1%	+0.3%	+5.5%	−0.1%	−4.5%	$161.4B
4	FSTB	Fidelity Short-Term Bond ETFRead Desk	0.21%	1.46%	+0.2%	new	new	new	new	[…]	$233M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SGOV vs IUSB

SGOV

iShares 0-3 Month Treasury Bond

$12,086

IUSB

iShares Core Universal USD Bond

$10,113

MeasureSGOVIUSB

Fee0.09%0.06%

Cost on $10k a year$9$6

Yield3.63%4.34%

5 years, per year+3.9%+0.2%

3 years, per year+4.5%+5.9%

Worst drop · 1Y+0.0%−4.3%

Volatility · 1Y0.2%3.9%

3–3measures won
level

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

−0.1%

AGGiShares

−0.2%

−0.1%Year to date−0.2%

4.1%Yield4.1%

$161BAssets$139B

1–0BND wins

End-of-day Nov 4, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

Overlap: FSTB, IUSB, SGOV, BND

Today

[…]holdings […]

FSTBIUSBSGOVBND

FSTB—[…][…][…]

IUSB[…]—[…][…]

SGOV[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$428most kept, IUSB

IUSB$434 − $6 = $428

BND$413 − $3 = $410

SGOV$363 − $9 = $354

FSTB$146 − $21 = $125

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee