FSTB vs MUB

AFSTB

BMUB

Measures won0–2MUB wins · of 6 · 5Y

$10,000 · 5Y$17,099SPY · VCIT $10,508

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−4.9%VCIT · worst fall in 1Y

Held in common[…]FSTB and MUB

FSTB

MUB

Fidelity Short-Term Bond ETF · $239MiShares National Muni Bond ETF · $54.9B

[…]3 years · per year[…] · $11,418+4.5%

[…]5 years · per year[…] · $10,414+0.8%

0.21%Expense ratio$21 · $5 on $10k · lower wins0.05%

1.46%12-mo yield$146 · $327 on $10k3.27%

[…]Worst dropSmaller wins−6.3%

[…]VolatilityLower wins3.7%

0–2MUB wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFSTB · MUB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
3	BMUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$54.9B
4	AFSTB	Fidelity Short-Term Bond ETFRead Desk	0.21%	1.46%	+0.2%	new	new	new	new	[…]	$239M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
3	BMUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$54.9B
4	AFSTB	Fidelity Short-Term Bond ETFRead Desk	0.21%	1.46%	+0.2%	new	new	new	new	[…]	$239M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FSTB vs MUB

FSTB

Fidelity Short-Term Bond

[…]

MUB

iShares National Muni Bond

$10,414

MeasureFSTBMUB

Fee0.21%0.05%

Cost on $10k a year$21$5

Yield1.46%3.27%

5 years, per year[…]+0.8%

3 years, per year[…]+4.5%

Worst drop · 1Y[…]−6.3%

Volatility · 1Y[…]3.7%

2–0measures won
MUB first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: FSTB, MUB, SPY, VCIT

Today

[…]holdings […]

FSTBMUBSPYVCIT

FSTB—[…][…][…]

MUB[…]—[…][…]

SPY[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

MUB$327 − $5 = $322

FSTB$146 − $21 = $125

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee