SPYM vs SGOV

ASPYM

BSGOV

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,192SPYM · SGOV $12,090

Lowest cost0.02%SPYM · $2 on $10k

Most income4.12%BND · $412 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]SPYM and SGOV

SPYM

SGOV

State Street SPDR Portfolio S&P 500 ETF · $182BiShares 0-3 Month Treasury Bond ETF · $117B

+21.8%3 years · per year$18,082 · $11,419+4.5%

+11.4%5 years · per year$17,192 · $12,090+3.9%

0.02%Expense ratio$2 · $9 on $10k · lower wins0.09%

1.05%12-mo yield$105 · $363 on $10k3.63%

−8.9%Worst dropSmaller wins0.0%

13.6%VolatilityLower wins0.2%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsSPYM · SGOV

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	ASPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.05%	+0.3%	+8.8%	+9.8%	+21.8%	+11.4%	−8.9%	$181.7B
2	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
4	FSTB	Fidelity Short-Term Bond ETFRead Desk	0.21%	1.45%	+0.1%	new	new	new	new	[…]	$239M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	ASPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.05%	+0.3%	+8.8%	+9.8%	+21.8%	+11.4%	−8.9%	$181.7B
2	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
4	FSTB	Fidelity Short-Term Bond ETFRead Desk	0.21%	1.45%	+0.1%	new	new	new	new	[…]	$239M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SPYM vs SGOV

SPYM

SPDR Portfolio S&P 500

$17,192

SGOV

iShares 0-3 Month Treasury Bond

$12,090

MeasureSPYMSGOV

Fee0.02%0.09%

Cost on $10k a year$2$9

Yield1.05%3.63%

5 years, per year+11.4%+3.9%

3 years, per year+21.8%+4.5%

Worst drop · 1Y−8.9%+0.0%

Volatility · 1Y13.6%0.2%

3–3measures won
level

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

Overlap: FSTB, SGOV, SPYM, BND

Today

[…]holdings […]

FSTBSGOVSPYMBND

FSTB—[…][…][…]

SGOV[…]—[…][…]

SPYM[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$409most kept, BND

BND$412 − $3 = $409

SGOV$363 − $9 = $354

FSTB$145 − $21 = $124

SPYM$105 − $2 = $103

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee