FSTB vs BND

AFSTB

BBND

Measures won0–2BND wins · of 6 · 5Y

$10,000 · 5Y$17,156VOO · SGOV $12,086

Lowest cost0.03%VOO · $3 on $10k

Most income4.12%BND · $412 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]FSTB and BND

FSTB

BND

Fidelity Short-Term Bond ETF · $233MVanguard Total Bond Market ETF · $161B

[…]3 years · per year[…] · $11,761+5.6%

[…]5 years · per year[…] · $9,983−0.0%

0.21%Expense ratio$21 · $3 on $10k · lower wins0.03%

1.46%12-mo yield$146 · $412 on $10k4.12%

[…]Worst dropSmaller wins−4.5%

[…]VolatilityLower wins4.0%

0–2BND wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFSTB · BND

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
3	BBND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.2%	+0.1%	+0.4%	+5.6%	0.0%	−4.5%	$161.4B
4	AFSTB	Fidelity Short-Term Bond ETFRead Desk	0.21%	1.46%	+0.2%	new	new	new	new	[…]	$233M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
3	BBND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.2%	+0.1%	+0.4%	+5.6%	0.0%	−4.5%	$161.4B
4	AFSTB	Fidelity Short-Term Bond ETFRead Desk	0.21%	1.46%	+0.2%	new	new	new	new	[…]	$233M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FSTB vs BND

FSTB

Fidelity Short-Term Bond

[…]

BND

Vanguard Total Bond Market

$9,983

MeasureFSTBBND

Fee0.21%0.03%

Cost on $10k a year$21$3

Yield1.46%4.12%

5 years, per year[…]−0.0%

3 years, per year[…]+5.6%

Worst drop · 1Y[…]−4.5%

Volatility · 1Y[…]4.0%

2–0measures won
BND first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

Overlap: FSTB, SGOV, VOO, BND

Today

[…]holdings […]

FSTBSGOVVOOBND

FSTB—[…][…][…]

SGOV[…]—[…][…]

VOO[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$409most kept, BND

BND$412 − $3 = $409

SGOV$363 − $9 = $354

FSTB$146 − $21 = $125

VOO$110 − $3 = $107

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee