FSTB vs SGOV

AFSTB

BSGOV

Measures won0–2SGOV wins · of 6 · 5Y

$10,000 · 5Y$16,375VTI · SGOV $12,090

Lowest cost0.03%VTI · $3 on $10k

Most income3.63%SGOV · $363 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]FSTB and SGOV

FSTB

SGOV

Fidelity Short-Term Bond ETF · $239MiShares 0-3 Month Treasury Bond ETF · $117B

[…]3 years · per year[…] · $11,419+4.5%

[…]5 years · per year[…] · $12,090+3.9%

0.21%Expense ratio$21 · $9 on $10k · lower wins0.09%

1.45%12-mo yield$145 · $363 on $10k3.63%

[…]Worst dropSmaller wins0.0%

[…]VolatilityLower wins0.2%

0–2SGOV wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFSTB · SGOV

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
2	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.9B
3	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$54.9B
4	AFSTB	Fidelity Short-Term Bond ETFRead Desk	0.21%	1.45%	+0.1%	new	new	new	new	[…]	$239M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
2	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.9B
3	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$54.9B
4	AFSTB	Fidelity Short-Term Bond ETFRead Desk	0.21%	1.45%	+0.1%	new	new	new	new	[…]	$239M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FSTB vs SGOV

FSTB

Fidelity Short-Term Bond

[…]

SGOV

iShares 0-3 Month Treasury Bond

$12,090

MeasureFSTBSGOV

Fee0.21%0.09%

Cost on $10k a year$21$9

Yield1.45%3.63%

5 years, per year[…]+3.9%

3 years, per year[…]+4.5%

Worst drop · 1Y[…]+0.0%

Volatility · 1Y[…]0.2%

2–0measures won
SGOV first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$92.8B

2–0VTI wins

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: FSTB, SGOV, VTI, MUB

Today

[…]holdings […]

FSTBSGOVVTIMUB

FSTB—[…][…][…]

SGOV[…]—[…][…]

VTI[…][…]—[…]

MUB[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

MUB$327 − $5 = $322

FSTB$145 − $21 = $124

VTI$109 − $3 = $106

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee