FTCS vs IPAY
5Y+13.4%3 years · per year$14,567 · $14,103+12.1%
+6.5%5 years · per year$13,686 · $7,846−4.7%
0.53%Expense ratio$53 · $75 on $10k · lower wins0.75%
1.12%12-mo yield$112 · $82 on $10k0.82%
−8.1%Worst dropSmaller wins−22.6%
11.7%VolatilityLower wins24.9%
6–0FTCS wins
$10,000 · 5 yearsAll three, one scale
Shared top holdingsFTCS · IPAY
2.0%MA7.0%
2.0%V7.0%
2.0%AXP6.0%
Held in common6.0%
End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two