FTCS vs IPAY
5Y+13.3%3 years · per year$14,554 · $13,832+11.4%
+6.9%5 years · per year$13,941 · $7,868−4.7%
0.53%Expense ratio$53 · $75 on $10k · lower wins0.75%
1.10%12-mo yield$110 · $81 on $10k0.81%
−8.1%Worst dropSmaller wins−22.6%
11.8%VolatilityLower wins24.9%
6–0FTCS wins
$10,000 · 5 yearsAll three, one scale
Shared top holdingsFTCS · IPAY
2.1%MA7.0%
2.0%V7.0%
2.0%AXP5.9%
Held in common6.1%
End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two